146 25th Ave N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 146 25th Ave N, Saint Cloud, MN 56303

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,059 sqft · built 1924
Owner	Individual Name on File
Tax Bill	$1,968 (2023)
Deeds & Mortgages	Jun 2023 Sale Jun 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`82-50094-0000`

Property Details

APN / Parcel Number

Primary APN	`82-50094-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,059 sqft Living Area
1st Floor Area	734 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1924
Exterior Material	Aluminum/Vinyl
Lot Width	46 ft Width
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	82.50094.0000
Street Address	146 25TH AVE N
City	SAINT CLOUD
State	MN
Zip	56303-4349
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 025 BLOCK 004 OF PROSPECT ADD
Legal Range	28
Legal Township	124
Legal Section	15
Legal Subdivision	PROSPECT ADD
Legal Block	4
Legal Lot Number	25
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3011
Census Tract	602

Owner

146 25th Ave N is owned and occupied by an individual who acquired it in June 2023.

Source: Stearns County records, as of July 24, 2023

Owner of Record	Individual Name on File
Mailing Address	146 25TH AVE N, SAINT CLOUD, MN 56303-4349
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2023	Warranty Deed, Transfer KEY TITLE
Jun 21, 2023	Warranty Deed, Transfer QUDARY TITLE, QUARRY TITLE
Feb 26, 2021	Warranty Deed, Transfer MISC COMPANY
Feb 26, 2021	Deed, Transfer MISC COMPANY
Apr 24, 2019	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2023
Deed Sale	Jun 21, 2023
Prior Sale	Jun 21, 2023
Deed Document Number	A1655032
Record Updated	Jun 7, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jun 21, 2023
Property Address	146 25TH AVE N, SAINT CLOUD, MN 56303-4349
Document Number	00A1655031
Instrument Date	Jun 9, 2023
Instrument	A1655031
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	KEY TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	146 25TH AVE N, SAINT CLOUD, MN 56303-4349

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jun 21, 2023
Property Address	146 25TH AVE N, SAINT CLOUD, MN 56303-4349
Document Number	00A1655032
Instrument Date	Jun 9, 2023
Instrument	A1655032
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	QUDARY TITLE, QUARRY TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 25TH AVE N, SAINT CLOUD, MN 56303-4349

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Feb 26, 2021
Property Address	146 25TH AVE N, SAINT CLOUD, MN 56303-4349
Document Number	00A1595311
Instrument Date	Feb 19, 2021
Instrument	A1595311
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	MISC COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 SCHWINGHAMMER DR, ALBANY, MN 56307-4530

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Feb 26, 2021
Property Address	146 25TH AVE N, SAINT CLOUD, MN 56303-4349
Document Number	00A1595314
Instrument Date	Feb 19, 2021
Instrument	A1595314
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	MISC COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Apr 24, 2019
Property Address	146 25TH AVE N, SAINT CLOUD, MN 56303-4349
Document Number	00A1542156
Instrument Date	Apr 22, 2019
Instrument	A1542156
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 25TH AVE N, SAINT CLOUD, MN 56303-4349

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,968.00	$161,500 Land $25,000 Building $136,500	$161,500 Land $25,000 Building $136,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 146 25th Ave N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 146 25th Ave N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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