Tioga County property record for 146 1st St, Westfield, PA 16950
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,352 sqft · built 1960 |
| Lot Size | 0.495 acres (21,580 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,044 (2026) |
| Deeds & Mortgages | Sep 2017 Mortgage Sep 2007 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41/04B00/010./000 |
| Primary APN | 41/04B00/010./000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,352 sqft Living Area |
| Basement Area | 624 sqft |
| Unfinished Basement | 624 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 21,580 sqft (0.495 acres) |
| Garage Type | Basement |
| Garage Area | 728 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00019598 |
|---|---|
| Street Address | 146 1ST ST |
| City | WESTFIELD |
| State | PA |
| Zip | 16950-1510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | TIOGA PA |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 950300 |
146 1st St is owned and occupied by an individual who acquired it in January 2026.
Source: Tioga County records, as of April 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 146 1ST ST, WESTFIELD, PA 16950-1510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2017 | Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC |
| Sep 26, 2007 | Deed of Trust, Mortgage · Conventional Mortgage ADVANCED FINANCIAL SERVICES INC |
| Jun 30, 2006 | Deed of Trust, Mortgage · Conventional Mortgage ADVANCED FINANCIAL SERVICES INC |
| Jan 16, 2026 | Intrafamily Transfer, Transfer · FHA Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 16, 2026 |
| Deed Sale | Jan 16, 2026 |
| Deed Document Number | 2026550 |
| Prior Transfer Date | Dec 23, 2025 |
| Prior Transfer Doc | 0202600550 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIOGA PA |
| Property Address | 146 1ST ST, WESTFIELD, PA 16950-1510 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0201707838 |
|---|---|
| Date | Sep 14, 2017 |
| Instrument | 201707838 |
| Name | DITECH FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | TAMPA, FL 33607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIOGA PA |
| Property Address | 146 1ST ST, WESTFIELD, PA 16950-1510 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURAN C, FIRST AMERICAN TITLE INSUANC |
| Name | Verified Name |
|---|
| Document Number | 00773/3355 |
|---|---|
| Date | Sep 26, 2007 |
| Book Page | 773/3355 |
| Instrument | 200708979 |
| Name | ADVANCED FINANCIAL SERVICES INC |
|---|---|
| Type | Subprime Lender |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIOGA PA |
| Property Address | 146 1ST ST, WESTFIELD, PA 16950-1510 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Title Company | EQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE INSURA |
| Name | Verified Name |
|---|
| Document Number | 00767/5138 |
|---|---|
| Date | Jun 30, 2006 |
| Book Page | 767/5138 |
| Instrument | 200606835 |
| Name | ADVANCED FINANCIAL SERVICES INC |
|---|---|
| Type | Subprime Lender |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 26, 2036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | TIOGA PA |
| Recording Date | Jan 16, 2026 |
| Property Address | 146 1ST ST, WESTFIELD, PA 16950-1510 |
| Document Number | 0202600550 |
| Instrument Date | Dec 23, 2025 |
| Instrument | 202600550 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Title Company | UNKNOWN, IDEAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 146 1ST ST, WESTFIELD, PA 16950-1510 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 146 1ST ST, WESTFIELD, PA 16950-1510 |
| Document Number | 0202600551 |
|---|---|
| Date | Jan 16, 2026 |
| Instrument | 202600551 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2056 |
The 2026 property tax bill for 146 1st St was $3,044, up 2.8% from the year before.
Source: Tioga County assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Tioga County |
| Municipality | Westfield Borough |
| Unified School District | Northern Tioga School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,044.00 (+2.8%) | $170,960 (-) Land $12,730 Building $158,230 | |
| 2025 | $2,961.00 (-34.71%) | $170,960 (-) Land $12,730 Building $158,230 | |
| 2024 | $4,535.00 | $170,960 Land $12,730 Building $158,230 | |
| 2023 | $170,960 Land $12,730 Building $158,230 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 146 1st St in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 2, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 17 (1979–2024) |
| Claims Outside the SFHA | 2 of 17 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 146 1st St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTFIELD BOROUGH WATERWORKS serves 1,300 people · EPA ID PA2590043 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Water Quality | Treatment failure resolved · May 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Cable Technologies Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Xtreme5G Fixed Wireless | 150 / 20 |
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