Ottawa County property record for 14595 State Rd, Spring Lake, MI 49456
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,250 sqft · built 1991 |
| Lot Size | 1.97 acres (85,987 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,925 (2025) |
| Deeds & Mortgages | Aug 2022 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-03-12-400-063 |
| Primary APN | 70-03-12-400-063 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,250 sqft Living Area |
| 1st Floor Area | 1,250 sqft |
| Basement Area | 1,250 sqft |
| Unfinished Basement | 1,250 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Lot Area | 85,987 sqft (1.97 acres) |
| Lot Dimensions | 430 ft deep x 200 ft wide |
| Garage Area | 1,028 sqft |
| Parking Spaces | 4 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 14595 STATE RD |
|---|---|
| City | SPRING LAKE |
| State | MI |
| Zip | 49456-9137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | PART OF SE 1/4 OF SEC 12 & PART OF NE 1/4 OF SEC 13 COM ON S LI OF SEC 12 N 89D 18M 19S W 129544 FT FROM SE SEC COR SEC 12, TH S 0D 09M 33S E 47563 FT TH S 70D 26M 02S W 1749 FT ALG CEN LI OF STATE RD, TH N 0D 09M 33S W 48168 FT TO S LI OF SEC 12, TH |
| Legal Range | 16W |
| Legal Township | 08N |
| Legal Section | 12 |
| Legal Block | 400 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | SPRING LAKE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 20501 |
14595 State Rd is owned and occupied by an individual who acquired it in July 2022.
Source: Ottawa County records, as of October 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14595 STATE RD, SPRING LAKE, MI 49456-9137 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 19, 2022 |
| Transfer Doc | 20220029912 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Aug 19, 2022 |
| Property Address | 14595 STATE RD, SPRING LAKE, MI 49456-9137 |
| Document Number | 20220029912 |
| Instrument Date | Jul 19, 2022 |
| Instrument | 2022-0029912 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2022 |
| Title Company | F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 14595 STATE RD, SPRING LAKE, MI 49456-9137 |
| Document Number | 20220029913 |
|---|---|
| Date | Aug 19, 2022 |
| Instrument | 2022-0029913 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.6% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2022 |
| Change Frequency | Monthly |
| Index | Other |
The 2025 property tax bill for 14595 State Rd was $2,925 with a homeowner's exemption.
Source: Ottawa County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| County Subdivision | Spring Lake Township |
| Unified School District | Fruitport Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $163,800 (-3.02%) | $327,600 (-3.02%) | |
| 2025 | $2,925.00 Homeowner's exemption | $168,900 | $337,800 |
| 2023 | $126,300 | $252,600 | |
| 2022 | $2,510.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14595 State Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 3 (2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14595 State Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures