14590 Stirrup Ln, Galena, MD 21635 Property Records

Kent County property record for 14590 Stirrup Ln, Galena, MD 21635

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,017 sqft · built 1991
Lot Size	2.29 acres (99,752 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Apr 2017)
Tax Bill	$5,557 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-022717`

Property Details

APN / Parcel Number

Primary APN	`01-022717`
Alternative APNs	`1022717` `022717`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,017 sqft Total Area
Basement Area	1,017 sqft
Finished Basement	1,017 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	99,752 sqft (2.29 acres)
View / Lot	Waterfront
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Deck Area	381 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	022717
Street Address	14590 STIRRUP LN
City	GALENA
State	MD
Zip	21635-1935
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CAR
Legal Description	L-15 - 2.29 AC 14590 STIRRUP LANE FOXHOLE ESTATES
Legal Subdivision	STIRRUP LANE FOXHOLE ESTATES
Legal Lot Number	15
Jurisdiction	KENT MD
Township / Civil Division	1, MASSEY
Census Block Group	1
Census Block	1000
Census Tract	950100

Owner

Source: Kent County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14590 STIRRUP LN, GALENA, MD 21635-1935
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage SECURE ONE CAPITAL CORP
Apr 13, 2017	Grant Deed, Transfer · Conventional Mortgage QUEENSTOWN BK/MD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2017 · Amount on Record
Deed Sale	Apr 13, 2017 · Amount on Record
Prior Sale	Apr 28, 2003
Deed Document Number	2017901-062
Deed Book / Page	901 / 62
Last Transfer Date	Jan 22, 2021
Transfer Doc	0011880001
Record Updated	Oct 29, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT MD
Recording Date	Sep 15, 2021
Property Address	14590 STIRRUP LN, GOLTS, MD 21635-1935
Document Number	0011880001
Book / Page	1188 / 1
Map Reference	MB MLM 2 FO 480
Instrument Date	Jan 22, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14590 STIRMP LANE, GALENA, MD 21635

Mortgage

Document Number	0000011887
Date	Sep 15, 2021
Instrument	1188/7

Lender

Name	SECURE ONE CAPITAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Feb 1, 2051

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENT MD
Recording Date	Apr 13, 2017
Property Address	14590 STIRRUP LN, GOLTS, MD 21635-1935
Document Number	0009010062
Book / Page	000901 / 000062
Instrument Date	Mar 15, 2017
Transaction Type	Transfer
Record Updated	Jul 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14590 STIRRUP LN GALENA MD 216351935, GALENA, MD 21635-1935

Mortgage

Document Number	9010067
Date	Apr 13, 2017
Book Page	000901/000067

Lender

Name	QUEENSTOWN BK/MD
Type	Bank
Address	QUEENSTOWN, MD 21658

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kent County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Kent County
Unified School District	Kent County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,557.00 (+4.99%) Homeowner's exemption	$493,800 (+5.4%) Land $270,400 Building $223,400	$493,800 (-) Land $270,400 Building $223,400
2025	$5,293.00 (+12.19%) Homeowner's exemption	$468,500 (+12.11%)	$493,800 (+18.16%) Land $270,400 Building $223,400
2023	$4,718.00 Homeowner's exemption	$417,900 Land $270,400 Building $147,500	$417,900 Land $270,400 Building $147,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (1999–2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: RiverNet.

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