14590 Cherry Tree Rd, Carmel, IN 46033 Property Records

Hamilton County property record for 14590 Cherry Tree Rd, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,680 sqft · built 1987
Lot Size	3.93 acres (171,191 sqft)
Owner	Individual Name on Record
Tax Bill	$10,908 (2024)
Deeds & Mortgages	Dec 2025 Line of Credit Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-10-22-000-007.009-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-22-000-007.009-018`
Alternative APN	`1710220000007009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,680 sqft Living Area
1st Floor Area	840 sqft
Basement Area	840 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Architectural Style	Other
Roof Material	Asphalt
Lot Area	171,191 sqft (3.93 acres)
Garage Type	Attached
Garage Area	442 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1710220000007009
Street Address	14590 CHERRY TREE RD
City	CARMEL
State	IN
Zip	46033-9615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE 3.93, SECTION 22, TOWNSHIP 18, RANGE 4
Legal Range	04
Legal Township	18
Legal Section	22
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2004
Census Tract	110911

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14590 CHERRY TREE RD, CARMEL, IN 46033-9615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK WESTERN MICHIGAN
Jul 22, 2020	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2020
Deed Sale	Jul 22, 2020
Deed Document Number	2020047318
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	14590 CHERRY TREE RD, CARMEL, IN 46033-9615
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14590 CHERRY TREE RD, CARMEL, IN 46033-9615

Mortgage

Document Number	0000053904
Date	Dec 12, 2025
Instrument	2025053904

Lender

Name	FIFTH THIRD BANK WESTERN MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jul 22, 2020
Property Address	14590 CHERRY TREE RD, CARMEL, IN 46033-9615
Document Number	2020047318
Instrument Date	Jul 22, 2020
Instrument	2020047318
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	NEAR NORTHTITLE GROUP LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14590 CHERRY TREE RD, CARMEL, IN 46033-9615

Mortgage

Document Number	2020047319
Date	Jul 22, 2020
Instrument	2020047319

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$568,700 (+4.29%) Land $281,900 Building $286,800	$568,700 (+4.29%) Land $281,900 Building $286,800
2024	$10,908.00 (+12.59%)	$545,300 (+13.46%) Land $281,900 Building $263,400	$545,300 (+13.46%) Land $281,900 Building $263,400
2023	$9,688.00 (+10.39%)	$480,600 (+12.34%) Land $217,200 Building $263,400	$480,600 (+12.34%) Land $217,200 Building $263,400
2022	$8,776.00	$427,800 Land $217,200 Building $210,600	$427,800 Land $217,200 Building $210,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

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