Pinellas County property record for 1459 San Charles Dr, Dunedin, FL 34698
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,200 sqft · built 1956 |
| Lot Size | 0.17 acres (7,418 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $130,000 (Apr 2013) |
| Tax Bill | $3,478 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-743-1354-5 |
| Primary APN | C62-000-743-1354-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| Gross Area | 1,760 sqft |
| 1st Floor Area | 1,200 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 7,418 sqft (0.17 acres) |
| Lot Dimensions | 106 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R290299 |
|---|---|
| Street Address | 1459 SAN CHARLES DR |
| City | DUNEDIN |
| State | FL |
| Zip | 34698-4321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DUNEDIN ISLES ESTATES BLK B, LOT 11 |
| Legal Range | 15E |
| Legal Township | 28S |
| Legal Section | 27 |
| Legal Subdivision | DUNEDIN ISLES ESTATES |
| Legal Tract | 23364 |
| Legal Block | B |
| Legal Lot Number | 11 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 27105 |
1459 San Charles Dr is owned and occupied by two individuals who bought it in April 2013.
Source: Pinellas County records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1459 SAN CHARLES DR, DUNEDIN, FL 34698-4321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 5, 2022 | Deed of Trust, Mortgage TRUIST BANK |
| Apr 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK |
| Nov 17, 2020 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Jul 28, 2017 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 2, 2013 · Amount on File |
| Deed Sale | Apr 2, 2013 · Amount on File |
| Prior Sale | Jun 23, 2005 · Amount on File |
| Deed Document Number | 2013103774 |
| Deed Book / Page | 17944 / 971 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 1459 SAN CHARLES DR, DUNEDIN, FL 34698-4321 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1459 SAN CHARLES DR, DUNEDIN, FL 34698-4321 |
| Document Number | 0218781309 |
|---|---|
| Date | Jan 5, 2022 |
| Book Page | 21878/1309 |
| Instrument | 2022003754 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Amount | Amount on Record |
|---|---|
| Term | 298 Months |
| Due | Nov 19, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 1459 SAN CHARLES DR, DUNEDIN, FL 34698-4321 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2021 |
| Title Company | ALL COUNTRY TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 1459 SAN CHARLES DR, DUNEDIN, FL 34698-4321 |
| Document Number | 0214990237 |
|---|---|
| Date | Apr 22, 2021 |
| Book Page | 21499/237 |
| Instrument | 2021132684 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | ORANGE CITY, FL 32763 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 1459 SAN CHARLES DR, DUNEDIN, FL 34698-4321 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 1459 SAN CHARLES DR, DUNEDIN, FL 34698-4321 |
| Document Number | 0212561211 |
|---|---|
| Date | Nov 17, 2020 |
| Book Page | 21256/1211 |
| Instrument | 2020343800 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 269 Months |
| Due | Apr 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 1459 SAN CHARLES DR, DUNEDIN, FL 34698-4321 |
| Document Number | 0197391431 |
| Book / Page | 019739 / 001431 |
| Instrument Date | Jul 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2017 |
| Title Company | DATA SEARCH INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1459 SAN CHARLES DR DUNEDIN FL 346984321, DUNEDIN, FL 34698-4321 |
| Document Number | 0197391431 |
|---|---|
| Date | Aug 11, 2017 |
| Book Page | 019739/001431 |
| Instrument | 252588 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 10, 2042 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1459 San Charles Dr was $3,478 with a homeowner's exemption.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Dunedin City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,478.00 Homeowner's exemption | $239,132 | $414,114 Land $249,391 Building $164,723 |
| 2023 | $3,226.00 (+3.03%) Homeowner's exemption | $225,624 (+3%) | $346,831 (+7.41%) Land $227,574 Building $119,257 |
| 2022 | $3,131.00 Homeowner's exemption | $219,052 | $322,896 Land $230,960 Building $91,936 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1459 San Charles Dr in Zone X, an area of minimal flood risk, though there have been 196 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 155 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 263 units insured incl. 108 condo units |
| Nearby Flood Claims | 196 (1978–2024) |
| Claims Outside the SFHA | 11 of 196 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1459 San Charles Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUNEDIN WATER SYSTEM serves 46,161 people · EPA ID FL6520486 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 32 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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