1459 Carmel Dr, Rockwall, TX 75087 Property Records

Rockwall County property record for 1459 Carmel Dr, Rockwall, TX 75087

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,483 sqft · built 2017
Lot Size	0.345 acres (15,046 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,801 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jun 2025 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`4294000A0005000R`

Property Details

APN / Parcel Number

Primary APN	`4294000A0005000R`
Alternative APNs	`R72270` `72270`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,483 sqft Living Area
Gross Area	3,171 sqft
1st Floor Area	2,483 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,046 sqft (0.345 acres)
Lot Dimensions	196 ft deep x 77 ft wide
Garage Type	Attached
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	85 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1459 CARMEL DR
City	ROCKWALL
State	TX
Zip	75087-6637
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKEVIEW SUMMIT PHASE IV, BLOCK A, LOT 5
Legal Subdivision	LAKEVIEW SUMMIT PHASE IV
Legal Phase	4
Legal Tract	5
Legal Block	A
Legal Lot Number	5
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	2
Census Block	2000
Census Tract	40101

Owner

1459 Carmel Dr is owned and occupied by two individuals who acquired it in February 2022.

Source: Rockwall County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1459 CARMEL DR, ROCKWALL, TX 75087-6637
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC
Jun 25, 2025	Gift Deed, Transfer
Aug 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE FINANCIAL SERVICES LLC
Feb 15, 2022	Warranty Deed, Transfer
Mar 22, 2018	Trustee's Deed, Construction Loan · Construction Mortgage CADENCE BK
Nov 6, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2022
Deed Sale	Feb 15, 2022
Prior Sale	Nov 6, 2017 · Amount on File
Deed Document Number	20223633
Prior Transfer Date	Sep 12, 2018
Prior Transfer Doc	0000009485
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Recording Date	May 8, 2026
Property Address	1459 CARMEL DR, ROCKWALL, TX 75087-6637
Document Number	0000008706
Instrument Date	May 4, 2026
Instrument	20268706
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1459 CARMEL DR, ROCKWALL, TX 75087-6637
Investor	Possibly a Property Investor

Mortgage

Document Number	0000008706,
Date	May 8, 2026
Instrument	20268706

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

June 2025: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	ROCKWALL TX
Recording Date	Jun 25, 2025
Property Address	1459 CARMEL DR, ROCKWALL, TX 75087-6637
Document Number	0000011203
Map Reference	CAB I SL 221&222
Instrument Date	Apr 21, 2025
Instrument	20250000011203
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	420 BIRCH LN, RICHARDSON, TX 75081-5526

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1459 CARMEL DR, ROCKWALL, TX 75087-6637

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	1459 CARMEL DR, ROCKWALL, TX 75087-6637
Transaction Type	Mortgage
Record Updated	Sep 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018365
Date	Aug 12, 2020
Instrument	20200000018365

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	FLOWER MOUND, TX 75028

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKWALL TX
Recording Date	Feb 15, 2022
Property Address	1459 CARMEL DR, ROCKWALL, TX 75087-6637
Document Number	0000003633
Map Reference	DOC 20170000001824
Instrument Date	Feb 15, 2022
Instrument	20220000003633
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1459 CAMIEL DRIVE, ROCKWALL, TX 75087

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 BIRCH LN, RICHARDSON, TX 75081-5526
Investor	Possibly a Property Investor

March 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ROCKWALL TX
Recording Date	Mar 22, 2018
Property Address	1459 CARMEL DR, ROCKWALL, TX 75087-6637
Instrument Date	Jan 24, 2018
Instrument	4869
Transaction Type	Construction Loan
Record Updated	Apr 5, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1459 CARMEL DR ROCKWALL TX 750876637, ROCKWALL, TX 75087-6637

Mortgage

Document Number	0000004869
Date	Mar 22, 2018
Instrument	4869

Lender

Name	CADENCE BK
Type	Bank
Address	HOUSTON, TX 77042

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 21, 2038

November 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKWALL TX
Recording Date	Nov 6, 2017
Property Address	1459 CARMEL DR, ROCKWALL, TX 75087-6637
Document Number	0000020754
Map Reference	DOC20170000001824
Instrument Date	Nov 3, 2017
Instrument	20170000020754
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 5, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1459 CARMEL DR, ROCKWALL, TX 75087-6637

Mortgage

Document Number	0000020755
Date	Nov 6, 2017
Instrument	20170000020755

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1459 Carmel Dr was $7,801, down 8.1% from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$539,714 (-3.87%) Land $127,500 Building $412,214	$539,714 (-3.87%) Land $127,500 Building $412,214
2025	$7,801.00 (-8.1%)	$561,443 Land $135,000 Building $426,443	$561,443 Land $135,000 Building $426,443
2024	$8,489.00 (-6.34%)
2023	$9,064.00	$579,043 Land $165,000 Building $414,043	$579,043 Land $165,000 Building $414,043
2021	$6,740.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1459 Carmel Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1459 Carmel Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Novos Fiber Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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