1459 Alberta Dr, Saint Charles, MO 63303 Property Records

St. Charles County property record for 1459 Alberta Dr, Saint Charles, MO 63303

Property Summary

Property TypeQuadplex
Details2 bd · 5 ba · 3,976 sqft · built 1986
Lot Size0.269 acres (11,761 sqft)
OwnerCompany Name on File
Last Sale$481,000 (Jul 2021)
Tax Bill$4,754 (2025)
Deeds & MortgagesJul 2021 Line of Credit
Dec 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APNA850003798

Property Details

APN / Parcel Number

Primary APNA850003798
Alternative APN
  • 6-0025-5822-00-0035.0000000

Interior

Bedrooms2 Beds
Full Baths5 Baths
Total Rooms4 Rooms
Stories2 Stories
Building Area3,976 sqft Total Area
1st Floor Area3,976 sqft

Exterior

Year BuiltBuilt 1986
Exterior MaterialBrick/Wood
Lot Area11,761 sqft (0.269 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account NumberA850003798
Old Parcel NumberA850003798
Street Address1459 ALBERTA DR
CitySAINT CHARLES
StateMO
Zip63303-3698
Property CategoryResidential
Property TypeResidential > Multi-Unit > Quadplex
Local Zoning CodeAF0
Legal DescriptionHIDDEN TERR #1 LOT 35
Legal Range04E
Legal Township46N
Legal SubdivisionHIDDEN TERR #1
Legal Lot Number35
JurisdictionST CHARLES MO
Township / Civil DivisionZUMBEHL
Census Block Group1
Census Block1010
Census Tract310901

Owner

1459 Alberta Dr, a quadplex, is owned by a company that bought it in July 2021.

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 556, CHESTERFIELD, MO 63006-0556
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2021Warranty Deed, Transfer · Line of Credit
CENTRAL BANK OF ST LOUIS
Dec 6, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF OLD MONROE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 15, 2021 · Amount on File
Deed SaleJul 15, 2021 · Amount on File
Prior SaleSep 1, 2011
Deed Document Number0202159383
Deed Book / Page2021 / 59383
Record UpdatedJun 8, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJul 15, 2021
Property Address1459 ALBERTA DR, SAINT CHARLES, MO 63303-3698
Document Number2021R059383
Map ReferenceMB 24 PG 39
Instrument DateJun 29, 2021
Instrument2021R-059383
Transaction TypeTransfer
Record UpdatedJul 29, 2021
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 556, CHESTERFIELD, MO 63006-0556

Mortgage

Document Number2021R059384
DateJul 15, 2021
Instrument2021R-059384
Lender
NameCENTRAL BANK OF ST LOUIS
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1459 ALBERTA DR, SAINT CHARLES, MO 63303-3698
Document Number0068672403
Book / Page006867 / 002403
Instrument DateDec 6, 2017
Transaction TypeMortgage
Record UpdatedJan 23, 2018
Title CompanyUS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1336 OLD CAP AU GRIS RD TROY MO 633792303, TROY, MO 63379-2303

Mortgage

Document Number0068672403
DateJan 17, 2018
Book Page006867/002403
Instrument30670
Lender
NameBANK OF OLD MONROE
TypeBank
AddressOLD MONROE, MO 63369
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1459 Alberta Dr was $4,754.

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,754.00$76,074$400,390 Land $40,000 Building $360,390
2023$75,158
2022$395,566 Land $40,000 Building $355,566

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1459 Alberta Dr in Zone X, an area of minimal flood risk, though there have been 69 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims69 (1979–2014)
Claims Outside the SFHA14 of 69
Most Recent ClaimJun 2014 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2008 · 2 claims
  • Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 2 claims
  • Severe Storms & Flooding, Jul 1993 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1459 Alberta Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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