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14589 Forge Ln, Port Charlotte, FL 33981 Property Records

Charlotte County property record for 14589 Forge Ln, Port Charlotte, FL 33981

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,082 sqft · built 2021
Lot Size0.633 acres (27,598 sqft)
Owner2 Individual Names on File
Last Sale$10,000 (Sep 2020)
Tax Bill$5,873 (2025)
Deeds & MortgagesNov 2020 Mortgage
Sep 2020 Sale
+ 1 more
Flood ZoneZone AE (high risk)
APN41-21-16-434-004

Property Details

APN / Parcel Number

Primary APN41-21-16-434-004
Alternative APNs
  • 0069461-133924-9
  • 10004670456

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,082 sqft Living Area
Gross Area3,066 sqft
FlooringCovered

Exterior

Year BuiltBuilt 2021
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area27,598 sqft (0.633 acres)
DrivewayDriveway
Driveway Area1,348 sqft
Parking Spaces2 Parking Spaces
Pool Area28 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number10004670456
Old Parcel Number00694611339249
Street Address14589 FORGE LN
CityPORT CHARLOTTE
StateFL
Zip33981-6448
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF3.5
Legal DescriptionPCH 093 4933 0024 PORT CHARLOTTE SEC93 BLK4933 LT24 742/1992 AFF4298/1010-RDB 4298/1012 4638/1430 PCH 093 4
Legal Range21E
Legal Township41S
Legal Section16
Legal SubdivisionPORT CHARLOTTE
Legal Block4933
Legal Lot Number24
JurisdictionCHARLOTTE FL
Township / Civil DivisionGROVE CITY-ROTONDA
Census Block Group1
Census Block1023
Census Tract30501

Owner

14589 Forge Ln is owned and occupied by two individuals who bought it in September 2020.

Source: Charlotte County records, as of December 10, 2025

Owner of Record2 Individual Names on File
Mailing Address14589 FORGE LN, PORT CHARLOTTE, FL 33981-6448
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
LAKE MICHIGAN CU
Sep 30, 2020Warranty Deed, Transfer
FIRST INT'L TITLE
Mar 30, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 30, 2020 · Amount on File
Deed SaleSep 30, 2020 · Amount on File
Prior SaleMar 30, 2018 · Amount on File
Deed Document Number2856595
Deed Book / Page4638 / 1430
Record UpdatedJun 8, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address14589 FORGE LN, PORT CHARLOTTE, FL 33981-6448
Transaction TypeMortgage
Record UpdatedFeb 7, 2022
Title CompanyHOMETOWN TTL & CLOSING SVCS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0046652119
DateNov 23, 2020
Book Page4665/2119
Instrument2875641
Lender
NameLAKE MICHIGAN CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49501
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term373 Months
DueDec 1, 2051

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateSep 30, 2020
Property Address14589 FORGE LN, PORT CHARLOTTE, FL 33981-6448
Document Number0046381430
Book / Page004638 / 001430
Instrument DateSep 30, 2020
Instrument2856595
Transaction TypeTransfer
Record UpdatedOct 28, 2020
Title CompanyFIRST INT'L TITLE

Transaction

AmountAmount on Record
Tax$112.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address24009 MADACA LN #107 PORT CHARLOTTE FL 339542804, 107, PORT CHARLOTTE, FL 33954-2804

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateMar 30, 2018
Property Address14589 FORGE LN, PORT CHARLOTTE, FL 33981-6448
Document Number0042981012
Book / Page004298 / 001012
Instrument DateMar 30, 2018
Instrument2599435
Transaction TypeTransfer
Record UpdatedApr 12, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$84.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4403 LUBEC AVE NORTH PORT FL 342873934, NORTH PORT, FL 34287-3934

Tax Assessment & Valuation

The 2025 property tax bill for 14589 Forge Ln was $5,873 with a homeowner's exemption.

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,873.00 Homeowner's exemption$424,453$543,234 Land $48,000 Building $495,234
2023$6,815.00 (+5.41%) Homeowner's exemption$400,477 (+8.7%)$530,501 (+44%) Land $54,000 Building $476,501
2022$6,465.00 Homeowner's exemption$368,413 Land $20,400 Building $348,013$368,413 Land $20,400 Building $348,013

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14589 Forge Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 778 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies778 in force
Nearby Flood Claims83 (1997–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Oct 2022 · 40 claims
  • Hurricane Ian, Sep 2022 · 19 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14589 Forge Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE COUNTY UTILITIES
serves 173,820 people · EPA ID FL5084100
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead10 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber		2,000 / 2,000
Blue Stream
Fiber		1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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