14588 el Monte Rd, Lakeside, CA 92040 Property Records

San Diego County property record for 14588 el Monte Rd, Lakeside, CA 92040

Property Summary

Property Type	Multi-Family Dwellings
Details	8 bd · 4 ba · 3,504 sqft · built 1965
Lot Size	2.16 acres (94,090 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,943 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`391-070-12-00`

Property Details

APN / Parcel Number

Primary APN	`391-070-12-00`

Interior

Bedrooms	8 Beds
Full Baths	4 Baths
Units	3 Units
Building Area	3,504 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Multi-Family
Lot Area	94,090 sqft
View / Lot	River
Garage Type	Attached

Location & Zoning

Street Address	14588 EL MONTE RD
City	LAKESIDE
State	CA
Zip	92040-2639
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	A70
Legal Description	LOTS 71 & 74 POR TR DB0170PG071
Legal Subdivision	RANCHO EL CAJON
Legal Tract	DB0170PG
Legal Block	1
Legal Lot Number	71,74
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1019
Census Tract	16812

Owner

Source: San Diego County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14588 EL MONTE RD, LAKESIDE, CA 92040-2639
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 26, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 24, 2020	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2015
Deed Sale	Dec 15, 2015
Prior Sale	Aug 31, 1987 · Amount on Record
Deed Document Number	2015639596
Prior Transfer Date	Aug 9, 2004
Prior Transfer Doc	0000779912
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	14588 EL MONTE RD, LAKESIDE, CA 92040-2639
Transaction Type	Mortgage
Record Updated	Oct 19, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14588 EL MONTE RD, LAKESIDE, CA 92040-2639

Mortgage

Document Number	0000394652
Date	Oct 11, 2022
Instrument	2022-0394652

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Sep 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	14588 EL MONTE RD, LAKESIDE, CA 92040-2639
Transaction Type	Mortgage
Record Updated	Sep 6, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4310 MARRACO DR, SAN DIEGO, CA 92115-5641

Mortgage

Document Number	0000606651
Date	Aug 26, 2021
Instrument	2021-0606651

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	14588 EL MONTE RD, LAKESIDE, CA 92040-2639
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4310 MARRACO DR, SAN DIEGO, CA 92115-5641

Mortgage

Document Number	0000832694
Date	Dec 24, 2020
Instrument	2020-0832694

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jan 1, 2046

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$570,673 (+2%) Land $213,922 Building $356,751
2025	$6,943.00 (+5.37%) Homeowner's exemption	$559,484 (+4.04%) Land $209,728 Building $349,756
2023	$6,589.00 (+1.7%) Homeowner's exemption	$537,761 Land $201,585 Building $336,176
2022	$6,479.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 65% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADRE DAM MWD serves 93,980 people · EPA ID CA3710037
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Canyon Wireless Fixed Wireless	70 / 30
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

4G LTE (outdoors only), no 5G reported

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