14587 Topsail Dr, Naples, FL 34114 Property Records

Collier County property record for 14587 Topsail Dr, Naples, FL 34114

Property Summary

Property Type	Single Family Home
Details	2,046 sqft · built 2017
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$416,555 (Dec 2017)
Tax Bill	$5,524 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2017 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`512705 3A 216B01`

Property Details

APN / Parcel Number

Primary APN	`512705 3A 216B01`
Alternative APN	`63045035284`

Interior

Stories	1 Story
Building Area	2,046 sqft Living Area
1st Floor Area	2,046 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Masonry / Concrete Block
Lot Area	6,970 sqft (0.16 acres)

Location & Zoning

Street Address	14587 TOPSAIL DR
City	NAPLES
State	FL
Zip	34114-8694
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NAPLES RESERVE PHASE II BLOCK 3A LOT 21
Legal Range	26
Legal Township	51
Legal Section	1
Legal Subdivision	NAPLES RESERVE PHASE 2
Legal Phase	2
Legal Tract	512705
Legal Block	3A
Legal Lot Number	21
Jurisdiction	COLLIER FL
Township / Civil Division	EVERGLADES
Census Block Group	1
Census Block	1000
Census Tract	11108

Owner

14587 Topsail Dr is owned and occupied by two individuals who bought it in December 2017.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14587 TOPSAIL DR, NAPLES, FL 34114-8694
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage INLAND BANK & TRUST
Dec 29, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD
Mar 23, 2017	Grant Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2017 · Amount on File
Deed Sale	Dec 29, 2017 · Amount on File
Prior Sale	Mar 23, 2017 · Amount on File
Deed Document Number	20175490079
Deed Book / Page	5463 / 961
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	14587 TOPSAIL DR, NAPLES, FL 34114-8694
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14587 TOPSAIL DR, NAPLES, FL 34114-8694

Mortgage

Document Number	0059011349
Date	Mar 3, 2021
Book Page	5901/1349
Instrument	6011221

Lender

Name	INLAND BANK & TRUST
Type	Bank
Address	GENEVA, IL 60134

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2041

December 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Dec 29, 2017
Property Address	14587 TOPSAIL DR, NAPLES, FL 34114-8694
Document Number	0054630961
Book / Page	5463 / 0961
Map Reference	MB56 PG20-38
Instrument Date	Dec 22, 2017
Instrument	5490079
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 28, 2022
Title Company	DHI TITLE OF FLORDIA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,916.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14587 TOPSAIL DR, NAPLES, FL 34114-8694

Mortgage

Document Number	0005490080
Date	Dec 29, 2017
Instrument	5490080

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COLLIER FL
Recording Date	Mar 23, 2017
Property Address	14587 TOPSAIL DR, NAPLES, FL 34114-8694
Document Number	0053743937
Book / Page	005374 / 003937
Instrument Date	Mar 20, 2017
Instrument	5382046
Transaction Type	Transfer
Record Updated	Apr 14, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Tax	$21,788.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10541 BEN C PRATT/6 MILE CYPRESS PKWY FORT MYERS FL 339666461, FORT MYERS, FL 33966-6461

Tax Assessment & Valuation

The 2025 property tax bill for 14587 Topsail Dr was $5,524 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$383,870 (+2.7%)	$602,603 (+1.24%) Land $307,098 Building $295,505
2025	$5,524.00 Homeowner's exemption	$373,778	$595,210 Land $307,098 Building $288,112
2023	$5,041.00 (+1.18%) Homeowner's exemption	$352,664 (+3%)	$714,366 (+43.38%) Land $333,234 Building $381,132
2022	$4,982.00 Homeowner's exemption	$342,392	$498,231 Land $178,378 Building $319,853

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14587 Topsail Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 521 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	601 units insured incl. 80 condo units
Nearby Flood Claims	15 (2017–2024)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 2 claims Hurricane Irma, Sep 2017 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14587 Topsail Dr is low, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Fiber · Cable in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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