Passaic County and Wayne Township property record for 1458 Ratzer Rd, Wayne, NJ 07470 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1928 |
| Square Footage | 1,255 sqft Living Area |
| Lot Size | 21,780 sqft (0.5 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $335,500 (2019) |
| Tax Bill | $9,795.00 (2025) |
| Primary APN | 14-02104-0000-00078 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,255 sqft Living Area |
|---|
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Lot Area | 21,780 sqft (0.5 acres) |
| Old Parcel Number | 1400478000000008 |
|---|---|
| Street Address | 1458 RATZER RD |
| City | WAYNE |
| State | NJ |
| Zip | 07470-2430 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 2104 |
| Legal Lot Number | 78 |
| Jurisdiction | PASSAIC NJ |
| Minor Civil Division | WAYNE |
| Census Blockgroup | 3 |
| Census Block | 3001 |
| Census Tract | 246101 |
Source: Passaic County and Wayne Township records · APN 14-02104-0000-00078
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1458 RATZER RD, WAYNE, NJ 07470-2430 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 13, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Dec 01, 2023 | Deed of Trust, Mortgage · Stand Alone Second Mortgage DISCOVER BANK |
| Dec 14, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Apr 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FARMERS BANK & TRUST |
| Jul 15, 2019 | Deed, Transfer · Conventional Mortgage COLONIAL MORTGAGE SERVICE CO OF AMERICA |
| Feb 13, 2018 | Trustee's Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 15, 2019 · Amount on Record |
| Deed Sale | Jul 15, 2019 · Amount on Record |
| Prior Sale | Feb 13, 2018 · Amount on Record |
| Deed Doc Number | 201930074 |
| Deed Book / Page | 3615 / 1 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 1458 RATZER RD, WAYNE, NJ 07470-2430 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1458 RATZER RD, WAYNE, NJ 07470-2430 |
| Document Number | 0000039399 |
|---|---|
| Date | Dec 13, 2023 |
| Book Page | M18731/290 |
| Instrument | 2023039399 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Nov 15, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 1458 RATZER RD, WAYNE, NJ 07470-2430 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000038163 |
|---|---|
| Date | Dec 01, 2023 |
| Book Page | M18719/136 |
| Instrument | 2023038163 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 20, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 1458 RATZER RD, WAYNE, NJ 07470-2430 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2025 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 1458 RATZER RD, WAYNE, NJ 07470-2430 |
| Document Number | 0000077255 |
|---|---|
| Date | Dec 14, 2021 |
| Book Page | M17662/91 |
| Instrument | 2021077255 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 21, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 1458 RATZER RD, WAYNE, NJ 07470-2430 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2025 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|
| Document Number | 0000026592 |
|---|---|
| Date | Apr 19, 2021 |
| Book Page | M17038/126 |
| Instrument | 2021026592 |
| Name | FARMERS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | 67630 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Jul 15, 2019 |
| Property Address | 1458 RATZER RD, WAYNE, NJ 07470-2430 |
| Document Number | 0000030074 |
| Book / Page | D3615 / 0001 |
| Instrument Date | Jul 05, 2019 |
| Instrument | 2019030074 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $724.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8 RIGBY CT, 8, WAYNE, NJ 07470-4647 |
| Name | Verified Name |
|---|---|
| Address | 1458 RATZER RD, WAYNE, NJ 07470-2430 |
| Document Number | 0000030075 |
|---|---|
| Date | Jul 15, 2019 |
| Book Page | M15603/0026 |
| Instrument | 2019030075 |
| Name | COLONIAL MORTGAGE SERVICE CO OF AMERICA |
|---|---|
| Type | Bank |
| Address | MONTGOMERYVILLE, PA 18936 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Feb 13, 2018 |
| Property Address | 1458 RATZER RD, WAYNE, NJ 07470-2430 |
| Document Number | 0000007762 |
| Book / Page | 003249 / 000200 |
| Instrument Date | Feb 12, 2018 |
| Instrument | 7762 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $215.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8 RIGBY CT WAYNE NJ 074704647, WAYNE, NJ 07470-4647 |
Source: Passaic County and Wayne Township records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $163,300 (-) Land $108,800 Building $54,500 | $163,300 (-) Land $108,800 Building $54,500 | |
| 2025 | $9,795.00 (+0.89%) | $163,300 (-) Land $108,800 Building $54,500 | $163,300 (-) Land $108,800 Building $54,500 |
| 2024 | $9,709.00 (+5.17%) | ||
| 2023 | $163,300 Land $108,800 Building $54,500 | $163,300 Land $108,800 Building $54,500 | |
| 2022 | $9,232.00 |
Source: FEMA National Flood Hazard Layer, Passaic County (34031C), updated May 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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