1458 Cedar Trail Dr, Dubuque, IA 52003 Property Records

Dubuque County property record for 1458 Cedar Trail Dr, Dubuque, IA 52003

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,223 sqft · built 2023
Lot Size	0.666 acres (29,005 sqft)
Owner	2 Individual Names on File
Last Sale	$1,095,000 (Jul 2024)
Tax Bill	$10,744 (2025)
Deeds & Mortgages	May 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-02-479-009`

Property Details

APN / Parcel Number

Primary APN	`15-02-479-009`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,223 sqft Living Area
Basement Area	2,223 sqft
Finished Basement	1,708 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	29,005 sqft (0.666 acres)
Garage Type	Attached
Garage Area	924 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Deck Area	162 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1458 CEDAR TRAIL DR
City	DUBUQUE
State	IA
Zip	52003-2005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 54 SOUTH POINTE
Legal Subdivision	TABLE MOUND
Legal Lot Number	54
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	2
Census Block	2004
Census Tract	10101

Owner

1458 Cedar Trail Dr is owned and occupied by two individuals who bought it in July 2024.

Source: Dubuque County records, as of May 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1458 CEDAR TRAIL DR, DUBUQUE, IA 52003-2005
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2024 · Amount on File
Deed Sale	Jul 2, 2024 · Amount on File
Prior Sale	Jun 27, 2023 · Amount on File
Deed Document Number	20246038
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Recording Date	May 7, 2026
Property Address	1458 CEDAR TRAIL DR, DUBUQUE, IA 52003-2005
Document Number	0000004696
Instrument Date	Apr 29, 2026
Instrument	20264696
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	RIVER RIDGE ESCROW COMPANY, RIVER RIDGE ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1458 CEDAR TRAIL DR, DUBUQUE, IA 52003-2005
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004696,
Date	May 7, 2026
Instrument	20264696

Lender

Name	BANKERS TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1458 Cedar Trail Dr was $10,744.

Source: Dubuque County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,744.00	$1,015,900 Land $77,600 Building $938,300	$1,015,900 Land $77,600 Building $938,300
2024	$10,744.00
2023		$94,900 (+849.95%) Land $74,500 Building $20,400	$94,900 Land $74,500 Building $20,400
2022	$172.00	$9,990 Land $9,990
2021			$9,990 Land $9,990

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1458 Cedar Trail Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1458 Cedar Trail Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Comelec Internet Services, ImOn Communications, Nextlink.