14577 Scarboro St, Poway, CA 92064 Property Records

San Diego County property record for 14577 Scarboro St, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,560 sqft · built 1971
Lot Size	0.14 acres (6,100 sqft)
Owner	Individual Name on Record
Tax Bill	$5,264 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Apr 2024 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`323-143-43-00`

Property Details

APN / Parcel Number

Primary APN	`323-143-43-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,560 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,100 sqft (0.14 acres)
Lot Dimensions	61 ft deep x 100 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	14577 SCARBORO ST
City	POWAY
State	CA
Zip	92064-5947
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Description	LOT 25 TR 006359
Legal Subdivision	POWAY OAKS
Legal Tract	006359
Legal Block	1
Legal Lot Number	25
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1006
Census Tract	17049

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14577 SCARBORO ST, POWAY, CA 92064-5947
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Dec 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage EMORTGAGE FUNDING LLC
Apr 4, 2024	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Feb 14, 2022	Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU
May 21, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Nov 27, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Sep 30, 2020	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Dec 27, 2019	Quit Claim Deed, Transfer · VA Mortgage CLEARPATH LNDG
Sep 6, 2018	Quit Claim Deed, Transfer · VA Mortgage CLEARPATH LNDG
Mar 15, 2017	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2019
Deed Sale	Dec 27, 2019
Prior Sale	Jul 16, 2012 · Amount on Record
Deed Document Number	2019609122
Prior Transfer Date	Nov 8, 2019
Prior Transfer Doc	0000609122
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	14577 SCARBORO ST, POWAY, CA 92064-5947
Transaction Type	Mortgage
Record Updated	Jan 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14577 SCARBORO ST, POWAY, CA 92064-5947

Mortgage

Document Number	0000363329
Date	Dec 24, 2025
Instrument	2025-0363329

Lender

Name	EMORTGAGE FUNDING LLC
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	14577 SCARBORO ST, POWAY, CA 92064-5947
Transaction Type	Mortgage
Record Updated	Apr 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14577 SCARBORO ST, POWAY, CA 92064-5947

Mortgage

Document Number	0000083465
Date	Apr 4, 2024
Instrument	2024-0083465

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	14577 SCARBORO ST, POWAY, CA 92064-5947
Transaction Type	Mortgage
Record Updated	Feb 28, 2022
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14577 SCARBORO ST, POWAY, CA 92064-5947

Mortgage

Document Number	0000068074
Date	Feb 14, 2022
Instrument	2022-0068074

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 29, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	14577 SCARBORO ST, POWAY, CA 92064-5947
Transaction Type	Mortgage
Record Updated	Jun 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14577 SCARBORO ST, POWAY, CA 92064-5947

Mortgage

Document Number	0000388229
Date	May 21, 2021
Instrument	2021-0388229

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	14577 SCARBORO ST, POWAY, CA 92064-5947
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000547164
Date	Nov 27, 2017
Instrument	2017-0547164

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 17, 2047

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	14577 SCARBORO ST, POWAY, CA 92064-5947
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14577 SCARBORO ST, POWAY, CA 92064-5947

Mortgage

Document Number	0000585226
Date	Sep 30, 2020
Instrument	2020-0585226

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 27, 2019
Property Address	14577 SCARBORO ST, POWAY, CA 92064-5947
Document Number	0000609122
Instrument Date	Nov 8, 2019
Instrument	609122
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	14577 SCARBORO ST POWAY CA 920645947, POWAY, CA 92064-5947

Mortgage

Document Number	609123
Date	Dec 27, 2019
Instrument	609123

Lender

Name	CLEARPATH LNDG
Address	LAS VEGAS, NV 89144

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2049

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 6, 2018
Property Address	14577 SCARBORO ST, POWAY, CA 92064-5947
Document Number	0000367463
Instrument Date	Aug 23, 2018
Instrument	367463
Transaction Type	Transfer
Record Updated	Sep 12, 2018
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14577 SCARBORO ST POWAY CA 920645947, POWAY, CA 92064-5947

Mortgage

Document Number	367464
Date	Sep 6, 2018
Instrument	367464

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	14577 SCARBORO ST, POWAY, CA 92064-5947
Document Number	0000215779
Instrument Date	Mar 15, 2017
Transaction Type	Mortgage
Record Updated	May 19, 2017
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14577 SCARBORO ST POWAY CA 920645947, POWAY, CA 92064-5947

Mortgage

Document Number	0000215779
Date	May 15, 2017
Instrument	215779

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.25%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$466,613 (+2%) Land $376,811 Building $89,802
2025	$5,264.00 (+4.88%)	$457,465 (+4.04%) Land $369,423 Building $88,042
2023	$5,019.00 (+1.66%)	$439,703 Land $355,079 Building $84,624
2022	$4,937.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	2 (1998–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2009

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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