14575 Trap Pond Rd, Laurel, DE 19956 Property Records

Sussex County property record for 14575 Trap Pond Rd, Laurel, DE 19956

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,932 sqft · built 2006
Lot Size	1.03 acres (44,867 sqft)
Owner	Individual Name on File
Tax Bill	$1,469 (2025)
Deeds & Mortgages	May 2023 Second Mortgage Oct 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`332-5.00-8.13`

Property Details

APN / Parcel Number

Primary APN	`332-5.00-8.13`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,932 sqft Living Area
Elevator	Elevator

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	44,867 sqft (1.03 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	144 sqft
Porch	Slab
Porch Area	132 sqft
Deck Area	Deck Area
Patio Area	444 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	14575 TRAP POND RD
City	LAUREL
State	DE
Zip	19956-3178
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	WRIGHT SUBD IV LOT 1
Legal Subdivision	LAUREL
Legal Lot Number	1
Jurisdiction	SUSSEX DE
Township / Civil Division	LAUREL-DELMAR
Census Block Group	3
Census Block	3014
Census Tract	51702

Owner

Source: Sussex County assessment roll, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	14575 TRAP POND RD, LAUREL, DE 19956-3178
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Oct 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC
Dec 30, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance MERIDIAN HOME MORTGAGE CORP
Apr 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage STATE EMP CU/MD

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	14575 TRAP POND RD, LAUREL, DE 19956-3178
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0217320181
Date	May 3, 2023
Book Page	21732/181
Instrument	2023000015347

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2043

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	14575 TRAP POND RD, LAUREL, DE 19956-3178
Transaction Type	Mortgage
Record Updated	Nov 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0203840160
Date	Oct 8, 2021
Book Page	20384/160
Instrument	20210000062811

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	217 Months
Due	Nov 1, 2039

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	14575 TRAP POND RD, LAUREL, DE 19956-3178
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180510059
Date	Dec 30, 2019
Book Page	18051/59
Instrument	20190000050241

Lender

Name	MERIDIAN HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2040

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	14575 TRAP POND RD, LAUREL, DE 19956-3178
Document Number	0161780056
Book / Page	016178 / 000056
Instrument Date	Apr 14, 2017
Transaction Type	Mortgage
Record Updated	Jul 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14575 TRAP POND RD LAUREL DE 199563178, LAUREL, DE 19956-3178

Mortgage

Document Number	0161780056
Date	Apr 25, 2017
Book Page	016178/000056
Instrument	15130

Lender

Name	STATE EMP CU/MD
Type	Credit Union
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 24, 2047

Tax Assessment & Valuation

Source: Sussex County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Unified School District	Laurel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,469.00 (+7.46%)	$21,550 (-) Land $1,050 Building $20,500	$415,300 (+814.76%) Land $52,300 Building $363,000
2023	$1,367.00	$21,550 Land $1,050 Building $20,500	$45,400 Land $2,100 Building $43,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: ALTIUS Communications.

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