Montgomery County property record for 14571 Cutstone Way, Silver Spring, MD 20905
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,621 sqft · built 1988 |
| Lot Size | 0.343 acres (14,931 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $535,000 (Mar 2013) |
| Tax Bill | $6,954 (2025) |
| Deeds & Mortgages | Dec 2018 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-02394081 |
| Primary APN | 05-02394081 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,621 sqft Living Area |
| Gross Area | 3,150 sqft |
| 1st Floor Area | 2,621 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 14,931 sqft (0.343 acres) |
| Garage Type | Attached |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 616 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02394081 |
|---|---|
| Street Address | 14571 CUTSTONE WAY |
| City | SILVER SPRING |
| State | MD |
| Zip | 20905-7432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R200 |
| Legal Description | NAPLES MANOR |
| Legal Subdivision | NAPLES MANOR |
| Legal Block | 7 |
| Legal Lot Number | 12 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 701407 |
14571 Cutstone Way is owned and occupied by two individuals who bought it in March 2013.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14571 CUTSTONE WAY, SILVER SPRING, MD 20905-7432 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 12, 2013 · Amount on File |
| Deed Sale | Mar 12, 2013 · Amount on File |
| Prior Sale | Oct 6, 1999 |
| Deed Book / Page | 46285 / 184 |
| Transfer Doc | 0000089159 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 14571 CUTSTONE WAY, SILVER SPRING, MD 20905-7432 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MORTGAGE INFORMATION SERVICE |
| Name | Verified Name |
|---|
| Document Number | 0570370271 |
|---|---|
| Date | Dec 31, 2018 |
| Book Page | 57037/271 |
| Name | EDUCATIONAL SYSTEMS FCU |
|---|---|
| Type | Credit Union |
| Address | GREENBELT, MD 20768 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jan 1, 2029 |
The 2025 property tax bill for 14571 Cutstone Way was $6,954.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $645,600 (+6.72%) Land $294,000 Building $351,600 | $645,600 (-) Land $294,000 Building $351,600 | |
| 2025 | $6,954.00 | $604,967 | $645,600 Land $294,000 Building $351,600 |
| 2023 | $523,700 Land $294,000 Building $229,700 | $523,700 Land $294,000 Building $229,700 | |
| 2022 | $5,566.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14571 Cutstone Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14571 Cutstone Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
May also be available: AT&T.
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