14570 Surrey Junction Ln, Sutter Creek, CA 95685 Property Records

Amador County property record for 14570 Surrey Junction Ln, Sutter Creek, CA 95685

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,503 sqft · built 1993
Lot Size	5.08 acres (221,720 sqft)
Owner	2 Individual Names on Record
Last Sale	$510,000 (Sep 2015)
Tax Bill	$6,143 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`015-530-052-000`

Property Details

APN / Parcel Number

Primary APN	`015-530-052-000`
Alternative APN	`1553005200`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	2,503 sqft Living Area
1st Floor Area	2,503 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Construction Type	Wood
Lot Area	221,720 sqft
Garage Type	Attached
Garage Area	608 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	14570 SURREY JUNCTION LN
City	PINE GROVE
State	CA
Zip	95665
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE
Legal Description	50M83 ADJ LOT 50 SURREY JUNCTION #5
Legal Subdivision	SURREY JUNCTION #5
Legal Lot Number	50
Jurisdiction	AMADOR CA
Township / Civil Division	SUTTER CREEK-PLYMOUTH
Census Block Group	1
Census Block	1008
Census Tract	401

Owner

Source: Amador County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14570 SURREY JUNCTION LN, SUTTER CREEK, CA 95685-9660
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Jan 24, 2018	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
Aug 10, 2020	Deed of Trust, Mortgage PENNYMAC
Aug 18, 2020	Quit Claim Deed, Transfer PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2015 · Amount on Record
Deed Sale	Sep 11, 2015 · Amount on Record
Deed Document Number	20156935
Last Transfer Date	Aug 6, 2020
Transfer Doc	0000006896
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	14570 SURREY JUNCTION LN, SUTTER CREEK, CA 95685-9660
Transaction Type	Mortgage
Record Updated	Sep 23, 2022
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14570 SURREY JUNCTION LN, SUTTER CREEK, CA 95685-9660

Mortgage

Document Number	0000007596
Date	Sep 7, 2022
Instrument	2022-0007596

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	14570 SURREY JUNCTION LN, SUTTER CREEK, CA 95685-9660
Transaction Type	Mortgage
Record Updated	Mar 26, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SYNRGO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14570 SURREY JUNCTION LN, SUTTER CREEK, CA 95685-9660

Mortgage

Document Number	0000003154
Date	Mar 16, 2021
Instrument	2021-0003154

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	14570 SURREY JUNCTION LN, SUTTER CREEK, CA 95685-9660
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000544
Date	Jan 24, 2018
Instrument	2018-0000544

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Feb 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	8.62%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	14570 SURREY JUNCTION LN, SUTTER CREEK, CA 95685-9660
Document Number	0000006897
Instrument Date	Aug 10, 2020
Transaction Type	Mortgage
Record Updated	Aug 28, 2020
Title Company	NORTH TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14570 SURREY JUNCTION LN SUTTER CREEK CA 956859660, SUTTER CREEK, CA 95685-9660

Mortgage

Document Number	0000006897
Date	Aug 18, 2020
Instrument	6897

Lender

Name	PENNYMAC

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 17, 2050

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AMADOR CA
Recording Date	Aug 18, 2020
Property Address	14570 SURREY JUNCTION LN, SUTTER CREEK, CA 95685-9660
Document Number	0000006896
Instrument Date	Aug 6, 2020
Instrument	6896
Transaction Type	Transfer
Record Updated	Sep 1, 2020
Title Company	NORTH TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14570 SURREY JUNCTION LN PINE GROVE CA 95665, PINE GROVE, CA 95665

Mortgage

Document Number	6897
Date	Aug 18, 2020
Instrument	6897

Lender

Name	PENNYMAC

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 17, 2050

Tax Assessment & Valuation

Source: Amador County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Amador County
Unified School District	Amador County Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$615,803 (+2%) Land $283,751 Building $332,052
2025	$6,143.00 (+4.01%) Homeowner's exemption	$603,730 (+4.04%) Land $278,188 Building $325,542
2024			$709,650
2023	$5,906.00 (+2.96%) Homeowner's exemption	$580,288 Land $267,387 Building $312,901
2022	$5,736.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1997–2017)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 54% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Volcano Vision DSL	100 / 30
Cal.net Fixed Wireless	100 / 20

May also be available: Conifer Communications, T-Mobile, unWired Broadband.

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