St. Mary's County property record for 14570 E Way, Scotland, MD 20687
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,040 sqft · built 1998 |
| Lot Size | 0.413 acres (18,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $375,000 (Sep 2021) |
| Tax Bill | $4,282 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 01-010840 |
| Primary APN | 01-010840 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,040 sqft Total Area |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 18,000 sqft (0.413 acres) |
| View / Lot | Waterfront |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 400 sqft |
| Deck Area | 200 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 010840 |
|---|---|
| Street Address | 14570 E WAY |
| City | SCOTLAND |
| State | MD |
| Zip | 20687-3130 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | LOTS 73 & 74 SUBDIVISION #3 SCOTLAND BEACH |
| Legal Subdivision | SCOTLAND BEACH |
| Legal Lot Number | 73-74 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 1, ST. INIGOES |
| Census Block Group | 4 |
| Census Block | 4060 |
| Census Tract | 876200 |
Source: St. Mary's County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 14570 E WAY, SCOTLAND, MD 20687-3130 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2021 · Amount on Record |
| Deed Sale | Sep 30, 2021 · Amount on Record |
| Deed Book / Page | 5931 / 235 |
| Last Transfer Date | Mar 19, 2025 |
| Transfer Doc | 0066760218 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Sep 30, 2021 |
| Property Address | 14570 E WAY, SCOTLAND, MD 20687-3130 |
| Document Number | 0059310235 |
| Book / Page | 5931 / 235 |
| Map Reference | LB JMM 8 FO 140 |
| Instrument Date | Sep 17, 2021 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2021 |
| Title Company | TITLEMAX LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,625.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 14570 E WAY, SCOTLAND, MD 20687-3130 |
| Document Number | 5931239 |
|---|---|
| Date | Sep 30, 2021 |
| Instrument | 5931/239 |
| Name | FIRST HERITAGE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $412,100 (+5.15%) Land $298,000 Building $114,100 | $412,100 (-) Land $298,000 Building $114,100 | |
| 2025 | $4,282.00 (+13.16%) | $391,933 (+11.47%) | $412,100 (+17.21%) Land $298,000 Building $114,100 |
| 2023 | $3,784.00 | $351,600 Land $265,500 Building $86,100 | $351,600 Land $265,500 Building $86,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 136 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 136 in force |
| Nearby Flood Claims | 107 (1985–2022) |
| Claims Outside the SFHA | 38 of 107 |
| Most Recent Claim | Oct 2022 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 74% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Breezeline Cable | 1,000 / 50 |
5G (outdoors only) and 4G LTE
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