Schenectady County and Schenectady City property record for 1457 State St, Schenectady, NY 12304
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,976 sqft · built 1920 |
| Lot Size | 0.091 acres (3,990 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $71,500 (Nov 2018) |
| Tax Bill | $4,614 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.68-4-58 |
| Primary APN | 421500 49.68-4-58 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 1,976 sqft Total Area |
| 1st Floor Area | 976 sqft |
| 2nd Floor Area | 1,000 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,990 sqft (0.091 acres) |
| Lot Dimensions | 114 ft deep x 35 ft wide |
| Porch | Slab |
| Porch Area | 120 sqft |
| Patio Area | 49 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1457 STATE ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-2822 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 05 - COMME |
| Legal Description | 2 WOOD |
| Legal Subdivision | RIDGEWOOD TERRACE |
| Legal Block | 4 |
| Legal Lot Number | 58.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20700 |
Source: Schenectady County and Schenectady City records · APN 421500 49.68-4-58
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1457 STATE ST, SCHENECTADY, NY 12304-2822 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 07, 2021 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Nov 10, 2020 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Nov 07, 2018 | Warranty Deed, Transfer · FHA Mortgage SEFCU MORTGAGE SERVICES |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 07, 2018 · Amount on Record |
| Deed Sale | Nov 07, 2018 · Amount on Record |
| Prior Sale | Sep 29, 2005 · Amount on Record |
| Deed Document Number | 201849014 |
| Deed Book / Page | 1999 / 408 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1457 STATE ST, SCHENECTADY, NY 12304-2822 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 1457 STATE ST, SCHENECTADY, NY 12304-2822 |
| Document Number | 0000032041 |
|---|---|
| Date | Jul 07, 2021 |
| Book Page | 5118/40 |
| Instrument | 202132041 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 329 Months |
| Due | Dec 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1457 STATE ST, SCHENECTADY, NY 12304-2822 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 1457 STATE ST, SCHENECTADY, NY 12304-2822 |
| Document Number | 0000034870 |
|---|---|
| Date | Nov 10, 2020 |
| Book Page | 5038/609 |
| Instrument | 202034870 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Dec 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Nov 07, 2018 |
| Property Address | 1457 STATE ST, SCHENECTADY, NY 12304-2822 |
| Document Number | 0000049014 |
| Book / Page | 1999 / 408 |
| Instrument Date | Nov 02, 2018 |
| Instrument | 201849014 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | CHICAGO TITLE INSURANCE COMP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $286.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9722 102ND ST, 9722, OZONE PARK, NY 11416-2618 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 818 HOLLAND RD, SCHENECTADY, NY 12303-1118 |
| Document Number | 0000049015 |
|---|---|
| Date | Nov 07, 2018 |
| Instrument | 201849015 |
| Name | SEFCU MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2048 |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,614.00 (+9.21%) | $69,600 (-) Land $10,400 Building $59,200 | $115,251 (+30.82%) Land $17,221 Building $98,030 |
| 2023 | $69,600 (-) Land $10,400 Building $59,200 | $88,101 (+3.8%) Land $13,165 Building $74,936 | |
| 2022 | $69,600 Land $10,400 Building $59,200 | $84,878 Land $12,683 Building $72,195 | |
| 2021 | $4,225.00 |
Source: FEMA National Flood Hazard Layer as of January 7, 2014 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 639 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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