14565 Pennersville Rd, Cascade, MD 21719 Property Records

Washington County property record for 14565 Pennersville Rd, Cascade, MD 21719

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,068 sqft · built 1956
Lot Size	0.83 acres (36,155 sqft)
Owner	Individual Name on Record
Tax Bill	$2,153 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-002448`

Property Details

APN / Parcel Number

Primary APN	`14-002448`
Alternative APN	`002448`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,068 sqft Total Area

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	36,155 sqft (0.83 acres)
Lot Dimensions	273 ft deep x 151 ft wide
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	330 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	002448
Street Address	14565 PENNERSVILLE RD
City	CASCADE
State	MD
Zip	21719-1802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Legal Description	LOT 151X273 .83 A 14565 PENNERSVILLE RD
Jurisdiction	WASHINGTON MD
Township / Civil Division	14, RINGGOLD
Census Block Group	1
Census Block	1013
Census Tract	10100

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14565 PENNERSVILLE RD, CASCADE, MD 21719-1802
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY MORTGAGE LLC
Feb 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY MORTGAGE LLC
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage ABSOLUTE HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 27, 2024
Transfer Doc	0075100373
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	14565 PENNERSVILLE RD, CASCADE, MD 21719-1802
Transaction Type	Mortgage
Record Updated	Apr 8, 2022
Title Company	CROWN TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0069700425
Date	Mar 31, 2022
Book Page	6970/425

Lender

Name	COMMUNITY MORTGAGE LLC
Type	Mortgage Company
Address	MOUNT AIRY, MD 21771

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	14565 PENNERSVILLE RD, CASCADE, MD 21719-1802
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TERRAIN TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0061780373
Date	Feb 10, 2020
Book Page	6178/0373

Lender

Name	COMMUNITY MORTGAGE LLC
Type	Mortgage Company
Address	MOUNT AIRY, MD 21771

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	14565 PENNERSVILLE RD, CASCADE, MD 21719-1802
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0062690216
Date	Jun 8, 2020
Book Page	6269/216

Lender

Name	ABSOLUTE HOME MORTGAGE CORP
Type	Mortgage Company
Address	FAIRFIELD, NJ 07004

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,153.00 (+10.69%)	$207,933 (+10.68%)	$228,000 (-) Land $55,300 Building $172,700
2025	$1,945.00 (+11.97%)	$187,867 (+18.03%)	$228,000 (+35.88%) Land $55,300 Building $172,700
2024	$1,737.00 (+4.95%)
2023	$1,655.00	$159,167	$167,800 Land $55,300 Building $112,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 83% of Maryland
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHFIELD serves 1,141 people · EPA ID MD0210001
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
PA.net Fixed Wireless · not low latency	200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Antietam Cable.

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