14564 Palmer Ave, Clearlake, CA 95422 Property Records

Lake County property record for 14564 Palmer Ave, Clearlake, CA 95422

Property Summary

Property Type	Single Family Home
Details	2 bd · 0.5 ba · 960 sqft · built 1959
Lot Size	0.12 acres (5,227 sqft)
Owner	Company Name on Record
Last Sale	$169,500 (Nov 2006)
Tax Bill	$2,691 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`040-174-150-000`

Property Details

APN / Parcel Number

Primary APN	`040-174-150-000`
Alternative APN	`040-174-15`

Interior

Bedrooms	2 Beds
Full Baths	0.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Building Area	960 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Construction Type	Concrete
Lot Area	5,227 sqft (0.12 acres)

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Old Parcel Number	040-174-15
Street Address	14564 PALMER AVE
City	CLEARLAKE
State	CA
Zip	95422-7918
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CLUB HOUSE ADD
Legal Block	2
Legal Lot Number	26
Jurisdiction	LAKE CA
Township / Civil Division	CLEARLAKE
Census Block Group	2
Census Block	2024
Census Tract	802

Owner

Source: Lake County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	14564 PALMER AVE, CLEARLAKE, CA 95422-7918
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FEDERAL CREDIT UNION
Mar 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE WEST
Feb 22, 2022	Intrafamily Transfer, Transfer
Aug 17, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2006 · Amount on Record
Deed Sale	Nov 17, 2006 · Amount on Record
Deed Document Number	200630267
Last Transfer Date	Aug 17, 2018
Transfer Doc	0000010600
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Recording Date	Aug 14, 2026
Property Address	14564 PALMER AVE, CLEARLAKE, CA 95422-7918
Document Number	0000008759
Instrument Date	Aug 5, 2026
Instrument	20268759
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	14564 PALMER AVE, CLEARLAKE, CA 95422-7918

Mortgage

Document Number	0000008759,
Date	Aug 14, 2026
Instrument	20268759

Lender

Name	SCHOOLSFIRST FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	14564 PALMER AVE, CLEARLAKE, CA 95422-7918
Transaction Type	Mortgage
Record Updated	Apr 15, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14564 PALMER AVE, CLEARLAKE, CA 95422-7918

Mortgage

Document Number	0000003986
Date	Mar 22, 2022
Instrument	2022003986

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2047

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE CA
Recording Date	Feb 22, 2022
Property Address	14564 PALMER AVE, CLEARLAKE, CA 95422-7918
Document Number	0000002429
Map Reference	MB 4 PG 4
Instrument Date	Feb 22, 2022
Instrument	2022002429
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14564 PALMER AVE, CLEARLAKE, CA 95422-7918
Investor	Possibly a Property Investor

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE CA
Recording Date	Aug 17, 2018
Property Address	14564 PALMER AVE, CLEARLAKE, CA 95422-7918
Document Number	0000010600
Instrument Date	Aug 17, 2018
Instrument	10600
Transaction Type	Transfer
Record Updated	Oct 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	14564 PALMER AVE CLEARLAKE CA 954227918, CLEARLAKE, CA 95422-7918

Tax Assessment & Valuation

Source: Lake County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Lake County
Municipality	Clearlake City
Unified School District	Konocti Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$2,691.00 (+2.48%) Homeowner's exemption	$231,210 (+2%) Land $47,823 Building $183,387
2025	$2,626.00 (+2.54%) Homeowner's exemption	$226,678 (+4.04%) Land $46,886 Building $179,792
2023	$2,561.00 (+2.11%) Homeowner's exemption	$217,877 Land $45,066 Building $172,811
2022	$2,508.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	45 (1986–2017)
Claims Outside the SFHA	10 of 45
Most Recent Claim	Feb 2017 · river or lake flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 23 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 8 claims Severe Storms & Flooding, Feb 1986 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHLANDS MUTUAL WATER COMPANY private · serves 7,772 people · EPA ID CA1710003
Water Source	Surface water
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
DigitalPath Fixed Wireless	400 / 20
Verizon Fixed Wireless	300 / 20
101Netlink Fixed Wireless	100 / 20

May also be available: GeoLinks.

Cell Coverage

5G (outdoors only) and 4G LTE

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