14563 Spring Light Cir, Jacksonville, FL 32226 Property Records

Duval County property record for 14563 Spring Light Cir, Jacksonville, FL 32226

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,164 sqft · built 2020
Lot Size	0.295 acres (12,858 sqft)
Owner	Individual Name on File
Last Sale	$282,800 (Jul 2020)
Tax Bill	$4,939 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`106159-1470`

Property Details

APN / Parcel Number

Primary APN	`106159-1470`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,164 sqft Living Area
Gross Area	2,918 sqft
1st Floor Area	2,164 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,858 sqft (0.295 acres)
Garage Type	Attached
Garage Area	610 sqft
Pool Area	1 sqft
Porch	Finished Screened Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	14563 SPRING LIGHT CIR
City	JACKSONVILLE
State	FL
Zip	32226-5903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	72-168 14-1N-27E CASCADE POINT LOT 69
Legal Range	27E
Legal Township	01N
Legal Section	14
Legal Subdivision	CASCADE POINT
Legal Block	3
Legal Lot Number	69
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE NORTH
Census Block Group	3
Census Block	3000
Census Tract	10106

Owner

14563 Spring Light Cir is owned and occupied by an individual who bought it in July 2020.

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	14563 SPRING LIGHT CIR, JACKSONVILLE, FL 32226-5903
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2022	Deed of Trust, Mortgage · Line of Credit 121 FINANCIAL CU
Dec 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND
Sep 7, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2020 · Amount on File
Deed Sale	Jul 21, 2020 · Amount on File
Deed Document Number	2020153873
Deed Book / Page	19290 / 2283
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	14563 SPRING LIGHT CIR, JACKSONVILLE, FL 32226-5903
Transaction Type	Mortgage
Record Updated	May 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14563 SPRING LIGHT CIR, JACKSONVILLE, FL 32226-5903

Mortgage

Document Number	0202360697
Date	Apr 21, 2022
Book Page	20236/697
Instrument	2022102099

Lender

Name	121 FINANCIAL CU
Type	Credit Union
Address	JACKSONVILLE, FL 32203

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 20, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	14563 SPRING LIGHT CIR, JACKSONVILLE, FL 32226-5903
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200372365
Date	Dec 2, 2021
Book Page	20037/2365
Instrument	2021318434

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	14563 SPRING LIGHT CIR, JACKSONVILLE, FL 32226-5903
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	SOURCEPOINT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14563 SPRING LIGHT CIR, JACKSONVILLE, FL 32226-5903

Mortgage

Document Number	0198980749
Date	Sep 7, 2021
Book Page	19898/749
Instrument	2021232934

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 14563 Spring Light Cir was $4,939, up 6.1% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$306,347 (-16.42%)	$350,316 (-4.42%) Land $103,305 Building $247,011
2025	$4,939.00 (+6.1%)	$366,523 Land $75,000 Building $291,523	$366,523 Land $75,000 Building $291,523
2024	$4,655.00 (+15.65%)
2023	$4,025.00 (+9.17%)	$342,394 (+15.99%) Land $65,000 Building $277,394	$342,394 (+15.99%) Land $65,000 Building $277,394
2022	$3,687.00	$295,185 Land $55,000 Building $240,185	$295,185 Land $55,000 Building $240,185

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14563 Spring Light Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	33 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14563 Spring Light Cir is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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