Cook County property record for 14557 Central Ave, Midlothian, IL 60445
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,634 sqft · built 1997 |
| Lot Size | 0.66 acres (28,762 sqft) |
| Owner | Individual Name on File |
| Last Sale | $350,000 (Jun 2014) |
| Tax Bill | $11,790 (2023) |
| Deeds & Mortgages | Jul 2026 Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-09-100-168 |
| Primary APN | 28-09-100-168 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,634 sqft Living Area |
| 1st Floor Area | 2,634 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Roof Material | Asphalt |
| Lot Area | 28,762 sqft (0.66 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 14557 CENTRAL CT |
|---|---|
| City | OAK FOREST |
| State | IL |
| Zip | 60452 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (MAPLE) (FARM) OF (MIDLOTHIAN) CONSOLIDATION W 491.6 FT OF LTS 2-6 & 8-18 & W 30 FT OF LT 7 IN ETTINGERS MIDLOTHIAN SUB IN SE |
| Legal Range | 13E |
| Legal Township | 36N |
| Legal Section | 09 |
| Legal Subdivision | MAPLE FARM OF MIDLOTHIAN |
| Legal Lot Number | 2-7 |
| Jurisdiction | COOK IL |
| Township / Civil Division | BREMEN |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 824601 |
14557 Central Ave is owned and occupied by an individual who bought it in June 2014.
Source: Cook County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14557 CENTRAL CT, OAK FOREST, IL 60452 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SCHAUMBURG BANK AND TRUST COMPANY NATIONAL ASSOCIATION |
| Jul 10, 2020 | Deed of Trust, Mortgage JP MORGAN CHASE BK |
| Apr 23, 2019 | Deed of Trust, Mortgage JP MORGAN CHASE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 2014 · Amount on File |
| Deed Sale | Jun 4, 2014 · Amount on File |
| Prior Sale | Feb 19, 2003 · Amount on File |
| Deed Document Number | 201455027 |
| Prior Transfer Date | Apr 23, 2001 |
| Prior Transfer Doc | 0000066653 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jul 15, 2026 |
| Property Address | 14557 CENTRAL CT, OAK FOREST, IL 60452 |
| Document Number | 0000023156 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 202623156 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Document Number | 0000023156, |
|---|---|
| Date | Jul 15, 2026 |
| Instrument | 202623156 |
| Name | SCHAUMBURG BANK AND TRUST COMPANY NATIONAL ASSOCIATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 14557 CENTRAL AVE, MIDLOTHIAN, IL 60445-2420 |
| Document Number | 2028307439 |
| Instrument Date | Jul 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2020 |
| Title Company | CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 14557 CENTRAL AVE MIDLOTHIAN IL 604452420, MIDLOTHIAN, IL 60445-2420 |
| Document Number | 2028307439 |
|---|---|
| Date | Oct 9, 2020 |
| Instrument | 28307439 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 8, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 14557 CENTRAL AVE, MIDLOTHIAN, IL 60445-2420 |
| Document Number | 1912215052 |
| Instrument Date | Apr 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2019 |
| Title Company | CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 14557 CENTRAL AVE MIDLOTHIAN IL 604452420, MIDLOTHIAN, IL 60445-2420 |
| Document Number | 1912215052 |
|---|---|
| Date | May 2, 2019 |
| Instrument | 12215052 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 1, 2049 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Bremen Township |
| Municipality | Oak Forest City |
| Secondary School District | Bremen Community High School District 228 (09 - 12) |
| Elementary School District | Forest Ridge School District 142 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $41,000 Land $11,505 Building $29,495 | $410,000 Land $115,050 Building $294,950 | |
| 2023 | $11,790.00 (+6.97%) | ||
| 2022 | $11,022.00 Homeowner's exemption | $29,673 Land $5,033 Building $24,640 | $296,730 Land $50,330 Building $246,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 14557 Central Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 14557 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OAK FOREST serves 27,478 people · EPA ID IL0312190 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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