14554 Silver Oaks Loop, Silverhill, AL 36576 Property Records

Baldwin County property record for 14554 Silver Oaks Loop, Silverhill, AL 36576 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,506 sqft · built 2020
Lot Size	0.206 acres (8,970 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Mar 2026)
Tax Bill	$717 (2025)
Deeds & Mortgages	May 2024 Mortgage Mar 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`47-02-04-0-000-011.001`

Property Details

APN / Parcel Number

Primary APN	`47-02-04-0-000-011.001`
Alternative APNs	`275808` `380809`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,506 sqft Heated Area
1st Floor Area	1,506 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,970 sqft (0.206 acres)
Lot Dimensions	138 ft deep x 65 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	380809
Street Address	14554 SILVER OAKS LOOP
City	SILVERHILL
State	AL
Zip	36576-3782
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	65' X 138' LOT 1-A SILVER OAKS SUB RESUB OF LOTS 1-9 & 60-66 SLIDE 2383-A SLIDE 2236-A SEC 4-T6S-R3E (WD)
Legal Subdivision	SILVER OAKS RE-SUB
Legal Lot Number	1-A
Jurisdiction	BALDWIN AL
Township / Civil Division	ROBERTSDALE
Census Block Group	2
Census Block	2011
Census Tract	10907

Owner

Source: Baldwin County records · APN 47-02-04-0-000-011.001

Assessment roll updated April 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2200 E BAY DR, 150, DAPHNE, AL 36526-7126
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
May 20, 2024	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Mar 09, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 24, 2021	Warranty Deed, Subdivision Related Transfer · Line of Credit FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 12, 2020	Warranty Deed, Subdivision Related Transfer TRUSTMARK NAT'L BK
Aug 09, 2018	Loan Modification, Mortgage ATTORNEY ONLY
Aug 20, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 09, 2026 · Amount on Record
Deed Sale	Mar 09, 2026 · Amount on Record
Prior Sale	Mar 24, 2021 · Amount on Record
Deed Document Number	20262240171
Record Updated	Jun 08, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	14554 SILVER OAKS LOOP, SILVERHILL, AL 36576-3782
Transaction Type	Mortgage
Record Updated	Mar 23, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14554 SILVER OAKS LOOP, SILVERHILL, AL 36576-3782

Mortgage

Document Number	0002125177
Date	May 20, 2024
Instrument	2125177

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	323 Months
Due	Apr 01, 2051

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Mar 09, 2026
Property Address	14554 SILVER OAKS LOOP, SILVERHILL, AL 36576-3782
Document Number	0002240171
Map Reference	SL 2383-A
Instrument Date	Mar 03, 2026
Instrument	2240171
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14554 SILVER OAKS LOOP, SILVERHILL, AL 36576-3782

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2200 E BAY DR APT 150, 150, DAPHNE, AL 36526-7126

Mortgage

Document Number	0002240172
Date	Mar 09, 2026
Instrument	2240172

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

March 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Mar 24, 2021
Property Address	14554 SILVER OAKS LOOP, SILVERHILL, AL 36576-3782
Document Number	0001900305
Map Reference	SL 2383A
Instrument Date	Mar 17, 2021
Instrument	1900305
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26050 EQUITY DRA, 26050, DAPHNE, AL 36526

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14554 SILVER OAKS LOOP, SILVERHILL, AL 36576-3782

Mortgage

Document Number	0001900306
Date	Mar 24, 2021
Instrument	1900306

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Nov 12, 2020
Property Address	14554 SILVER OAKS LOOP, SILVERHILL, AL 36576-3782
Document Number	0001870357
Instrument Date	Oct 02, 2020
Instrument	1870357
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 07, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$218.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14650 SILVERBACKS SILVERBACKS SILVERHILL AL 36576, SILVERHILL, AL 36576

Mortgage

Document Number	1870358
Date	Nov 12, 2020
Instrument	1870358

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 11, 2050

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BALDWIN AL
Property Address	14554 SILVER OAKS LOOP, SILVERHILL, AL 36576-3782
Document Number	0001714612
Instrument Date	Aug 09, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3000 GULF BREEZE PKWY GULF BREEZE FL 325635623, GULF BREEZE, FL 32563-5623
Investor	Possibly a Property Investor

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Aug 20, 2018
Property Address	14554 SILVER OAKS LOOP, SILVERHILL, AL 36576-3782
Document Number	0001714611
Instrument Date	Aug 09, 2017
Instrument	1714611
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$945.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3000 GULF BREEZE PKWY GULF BREEZE FL 325635623, GULF BREEZE, FL 32563-5623
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$717.00 (+2.28%)	$24,260 (+2.1%) Land $4,280 Building $19,980	$242,500 (+2.11%) Land $42,800 Building $199,700
2024	$701.00 (-2.37%) Homeowner's exemption	$23,760 (-3.57%) Land $3,960 Building $19,800	$237,500 (-3.53%) Land $39,600 Building $197,900
2023	$718.00 (+16.75%) Homeowner's exemption	$24,640 (+15.68%)	$246,200 (+15.59%) Land $36,100 Building $210,100
2022	$615.00 (+19.42%) Homeowner's exemption	$21,300	$213,000 Land $38,000 Building $175,000
2021	$515.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Baldwin County (01003C), updated September 27, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010030109072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2014–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020, river or lake flooding, Hurricane Sally
Claims By Storm	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Wildfire

Wildfire Risk	Moderate above 61% of the US · above 79% of Alabama
Wildfire Likelihood	About 1 in 463 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 125 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Point Broadband Fiber Holding. Availability varies by address; speeds are provider-advertised maximums, not measured.

14554 Silver Oaks Loop, Silverhill, AL 36576 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2024: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2026: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2021: Warranty Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

November 2020: Warranty Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2018: Loan Modification, Mortgage

Transaction

Transferred To (Grantee/Buyer)

August 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

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Nearby Streets

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