14554 Natoma Rd, Apple Valley, CA 92307 Property Records

San Bernardino County property record for 14554 Natoma Rd, Apple Valley, CA 92307

Property Summary

Property Type	Duplex
Details	5 bd · 4 ba · 3,504 sqft · built 1991
Lot Size	4.21 acres (183,707 sqft)
Owner	Individual Name on File
Last Sale	$545,000 (Jan 2022)
Tax Bill	$4,193 (2025)
Deeds & Mortgages	May 2026 Mortgage Sep 2023 Mortgage + 4 more
Flood Zone	Zone D (undetermined)
APN	`0437-064-32-0000`

Property Details

APN / Parcel Number

Primary APN	`0437-064-32-0000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	3,504 sqft Living Area
1st Floor Area	3,504 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Modular
Construction Type	Manufactured
Roof Material	Composition Shingle
Lot Area	183,707 sqft
Garage Type	Detached
Garage Area	1,200 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Patio/Porch
Porch Area	430 sqft
Patio Area	20 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Well

Location & Zoning

Street Address	14554 NATOMA RD
City	APPLE VALLEY
State	CA
Zip	92307-6459
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RL
Legal Description	S 1/2 E 1/2 W 1/2 SE 1/4 SW 1/4 SEC 13 TP 5N R 3W EX RDS
Legal Range	3W
Legal Township	WP
Legal Section	13
Legal Block	1
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	1
Census Block	1117
Census Tract	12105

Owner

14554 Natoma Rd, a duplex, is owned and occupied by an individual who bought it in January 2022.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	14554 NATOMA RD, APPLE VALLEY, CA 92307-6459
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Sep 6, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 6, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 3, 2022	Grant Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC
May 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage EAST WEST BANK
Feb 3, 2017	Grant Deed, Mortgage · Line of Credit EAST WEST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2022 · Amount on File
Deed Sale	Jan 3, 2022 · Amount on File
Prior Sale	Dec 18, 2000 · Amount on File
Deed Document Number	20222717
Prior Transfer Date	May 16, 2000
Prior Transfer Doc	0000181759
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 26, 2026
Property Address	14554 NATOMA RD, APPLE VALLEY, CA 92307-6459
Document Number	0000132078
Instrument Date	May 8, 2026
Instrument	2026132078
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14554 NATOMA RD, APPLE VALLEY, CA 92307-6459

Mortgage

Document Number	0000132078,
Date	May 26, 2026
Instrument	2026132078

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	308 Months
Due	Jan 1, 2052

Interest

Rate	6.37%
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	14554 NATOMA RD, APPLE VALLEY, CA 92307-6459
Transaction Type	Mortgage
Record Updated	Sep 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14554 NATOMA RD, APPLE VALLEY, CA 92307-6459

Mortgage

Document Number	0000218157
Date	Sep 6, 2023
Instrument	2023-0218157

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	340 Months
Due	Jan 1, 2052

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	14554 NATOMA RD, APPLE VALLEY, CA 92307-6459
Transaction Type	Mortgage
Record Updated	Apr 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14554 NATOMA RD, APPLE VALLEY, CA 92307-6459

Mortgage

Document Number	0000335468
Date	Oct 6, 2022
Instrument	2022-0335468

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	351 Months
Due	Jan 1, 2052

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 3, 2022
Property Address	14554 NATOMA RD, APPLE VALLEY, CA 92307-6459
Document Number	0000002717
Instrument Date	Dec 3, 2021
Instrument	2022-0002717
Transaction Type	Transfer
Record Updated	Apr 25, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14554 NATOMA RD, APPLE VALLEY, CA 92307-6459

Mortgage

Document Number	0000002718
Date	Jan 3, 2022
Instrument	2022-0002718

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	14554 NATOMA RD, APPLE VALLEY, CA 92307-6459
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000149873
Date	May 1, 2020
Instrument	2020-0149873

Lender

Name	EAST WEST BANK
Type	Bank
Address	EL MONTE, CA 91731

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2035

February 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Feb 3, 2017
Property Address	14554 NATOMA RD, APPLE VALLEY, CA 92307-6459
Instrument Date	Jan 26, 2017
Instrument	51811
Transaction Type	Mortgage
Record Updated	Feb 17, 2017
Title Company	LSI TITLE COMPANY, LSI TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14554 NATOMA RD APPLE VALLEY CA 923076459, APPLE VALLEY, CA 92307-6459

Mortgage

Document Number	0000051811
Date	Feb 3, 2017
Instrument	51811

Lender

Name	EAST WEST BK
Type	Bank
Address	EL MONTE, CA 91731

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 14554 Natoma Rd was $4,193 with a veteran's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Apple Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$589,926 (+2%) Land $86,595 Building $503,331
2025	$4,193.00 Homeowner's exemption Disabled Person's exemption	$578,359 Land $84,897 Building $493,462
2023	$4,161.00 (+3.02%) Homeowner's exemption	$555,900 Land $81,600 Building $474,300
2022	$4,039.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 14554 Natoma Rd in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14554 Natoma Rd is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
WISPRENN Fixed Wireless	75 / 10

May also be available: Frontier, Verizon.

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