14554 Elsmere Ln, Carmel (Westfield), IN 46074 Property Records

Hamilton County property record for 14554 Elsmere Ln, Carmel, IN 46074

Property Summary

Property Type	Recreational Vacant Land
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on Record
Last Sale	$466,400 (Feb 2026)
Tax Bill	$77 (2025)
Deeds & Mortgages	Feb 2026 Sale Feb 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-09-21-026-080.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-21-026-080.000-018`
Alternative APN	`1709210026080000`

Exterior

Lot Area	3,049 sqft (0.07 acres)

Location & Zoning

Street Address	14554 ELSMERE LN
City	CARMEL
State	IN
Zip	46074-6164
Property Category	Public Works
Property Type	Public Works > Recreational Vacant Land
Legal Description	ACREAGE .07, SECTION 21, TOWNSHIP 18, RANGE 3, AMBLESIDE, SECTION 2, LOT 2901
Legal Subdivision	AMBLESIDE SECTION 2
Legal Lot Number	2901
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2002
Census Tract	110909

Owner

Source: Hamilton County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14554 ELSMERE LN, CARMEL, IN 46074-6164
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Warranty Deed, Subdivision Related Transfer
Feb 18, 2026	Warranty Deed, Subdivision Related Transfer
May 19, 2025	Warranty Deed, Construction Loan

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2026 · Amount on Record
Deed Sale	Feb 18, 2026 · Amount on Record
Prior Sale	May 19, 2025
Deed Document Number	20266343
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Feb 18, 2026
Property Address	14554 ELSMERE LN, CARMEL, IN 46074-6164
Document Number	0000006343
Map Reference	DOC 2024009407
Instrument Date	Feb 12, 2026
Instrument	2026006343
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 22, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11590 N MERIDIAN ST # ST530, ST530, CARMEL, IN 46032-6954

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14554 ELSMERE LN, CARMEL, IN 46074-6164

February 2026: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Feb 18, 2026
Property Address	14554 ELSMERE LN, CARMEL, IN 46074-6164
Document Number	0000006343
Map Reference	DOC 2024009407
Instrument Date	Feb 12, 2026
Instrument	2026006343
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11590 N MERIDIAN ST # ST530, ST530, CARMEL, IN 46032-6954

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14554 ELSMERE LN, CARMEL, IN 46074-6164

May 2025: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	May 19, 2025
Property Address	14554 ELSMERE LN, CARMEL, IN 46074-6164
Document Number	0000019210
Map Reference	DOC 2024009407
Instrument Date	May 8, 2025
Instrument	2025019210
Transaction Type	Construction Loan
Record Updated	Jun 22, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11595 N MERIDIAN ST STE 700 STE 700, 700, CARMEL, IN 46032-8802
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$77.00	$600 Land $600	$600 Land $600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

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