14551 Edgemont Rd, Smithsburg, MD 21783 Property Records

Washington County property record for 14551 Edgemont Rd, Smithsburg, MD 21783

Property Summary

Property Type	Rural Home
Details	4 ba · 2,766 sqft · built 2003
Lot Size	25.4 acres (1,109,038 sqft)
Owner	Individual Name on File
Last Sale	$725,000 (Aug 2024)
Tax Bill	$5,554 (2025)
Deeds & Mortgages	May 2026 Line of Credit Mar 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-014446`

Property Details

APN / Parcel Number

Primary APN	`14-014446`
Alternative APN	`014446`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	2,766 sqft Total Area
Basement Area	280 sqft
Finished Basement	1,065 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	1,109,038 sqft (25.4 acres)
Garage Type	Mixed
Garage Area	1,044 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	342 sqft
Patio Area	267 sqft
Shed	1 Shed
Shed Area	1,056 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	014446
Street Address	14551 EDGEMONT RD
City	SMITHSBURG
State	MD
Zip	21783-1143
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	U
Legal Description	LOT 1 25.46 ACRES 14551 EDGEMONT ROAD
Legal Subdivision	REMAINING LANDS
Legal Lot Number	1
Jurisdiction	WASHINGTON MD
Township / Civil Division	14, RINGGOLD
Census Block Group	1
Census Block	1002
Census Tract	10200

Owner

Source: Washington County records · APN 14-014446

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	14551 EDGEMONT RD, SMITHSBURG, MD 21783-1143
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 06, 2026	Deed of Trust, Mortgage · Line of Credit MUTUAL/OMAHA MORTGAGE LLC
Mar 04, 2026	Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE SERVICES CORP
Mar 03, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Mar 03, 2021	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA
Apr 05, 2017	Grant Deed, Transfer · Conventional Mortgage FIRST NAT'L BK/PA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 02, 2024 · Amount on Record
Deed Sale	Aug 02, 2024 · Amount on Record
Prior Sale	Apr 06, 2017 · Amount on Record
Deed Book / Page	7503 / 438
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Recording Date	May 06, 2026
Property Address	14551 EDGEMONT RD, SMITHSBURG, MD 21783-1143
Document Number	7919000061
Book / Page	7919 / 61
Instrument Date	Apr 27, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7919000061,
Date	May 06, 2026
Book Page	7919/61

Lender

Name	MUTUAL/OMAHA MORTGAGE LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 22, 2046

Interest

Rate	6.38%
Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	14551 EDGEMONT RD, SMITHSBURG, MD 21783-1143
Transaction Type	Mortgage
Record Updated	Mar 16, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14551 EDGEMONT RD, SMITHSBURG, MD 21783-1143

Mortgage

Document Number	0078720475
Date	Mar 04, 2026
Book Page	7872/475

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2056

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	14551 EDGEMONT RD, SMITHSBURG, MD 21783-1143
Transaction Type	Mortgage
Record Updated	May 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0065370261
Date	Mar 03, 2021
Book Page	6537/261

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	BRIDGEVILLE, PA 15017

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Feb 10, 2041

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	14551 EDGEMONT RD, SMITHSBURG, MD 21783-1143
Transaction Type	Mortgage
Record Updated	May 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0065370268
Date	Mar 03, 2021
Book Page	6537/268

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	BRIDGEVILLE, PA 15017

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	263 Months
Due	Feb 08, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHINGTON MD
Recording Date	Apr 05, 2017
Property Address	14551 EDGEMONT RD, SMITHSBURG, MD 21783-1143
Document Number	0054760299
Book / Page	005476 / 000299
Instrument Date	Jan 30, 2017
Transaction Type	Transfer
Record Updated	Apr 19, 2017
Title Company	LAWYERS SIGNATURE SETTLEMENTS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14551 EDGEMONT RD SMITHSBURG MD 217831143, SMITHSBURG, MD 21783-1143

Mortgage

Document Number	54760306
Date	Apr 05, 2017
Book Page	005476/000306

Lender

Name	FIRST NAT'L BK/PA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 04, 2047

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$642,500 (+21.09%)	$754,400 (-) Land $74,500 Building $679,900
2025	$5,554.00 (+26.37%) Homeowner's exemption	$530,600 (+3%)	$754,400 (+80.18%) Land $74,500 Building $679,900
2024	$4,395.00 (+3.56%)
2023	$4,244.00	$408,167	$418,700 Land $74,500 Building $344,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 14, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 80% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
CTI Networks Fixed Wireless · not low latency	200 / 50

May also be available: Verizon.

Based on FCC filings for 42 locations within half a mile of this property.

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