Hernando County property record for 14550 Silversmith Cir, Spring Hill, FL 34609
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,502 sqft · built 2003 |
| Lot Size | 0.135 acres (5,865 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $249,000 (Feb 2022) |
| Tax Bill | $555 (2025) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R11-223-18-3496-0000-0370 |
| Primary APN | R11-223-18-3496-0000-0370 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,502 sqft Living Area |
| Gross Area | 1,879 sqft |
| 1st Floor Area | 1,502 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,865 sqft (0.135 acres) |
| Garage Type | Attached |
| Garage Area | 361 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 16 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 01400255 |
|---|---|
| Street Address | 14550 SILVERSMITH CIR |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-0387 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SILVERTHORN PH 4A LOT 37 |
| Legal Range | 18E |
| Legal Township | 23S |
| Legal Section | 11 |
| Legal Subdivision | SILVERTHORN PH 4A |
| Legal Lot Number | 37 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 40909 |
Source: Hernando County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2045 E BAY DR, 210, LARGO, FL 33771-2367 |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Feb 22, 2022 | Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC |
| Aug 3, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 22, 2022 · Amount on Record |
| Deed Sale | Feb 22, 2022 · Amount on Record |
| Prior Sale | Aug 4, 2005 · Amount on Record |
| Deed Document Number | 202213482 |
| Deed Book / Page | 4130 / 154 |
| Prior Transfer Date | May 15, 2020 |
| Prior Transfer Doc | 0038700077 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Feb 22, 2022 |
| Property Address | 14550 SILVERSMITH CIR, SPRING HILL, FL 34609-0387 |
| Document Number | 0041300154 |
| Book / Page | 4130 / 154 |
| Map Reference | MB 32 PG 5 |
| Instrument Date | Feb 18, 2022 |
| Instrument | 2022013482 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2022 |
| Title Company | AMERICS TITLE CORPORATION, AMERICAS TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,743.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1452 LINDEN DRIVE, 1452, SPRING HILL, FL 34609 |
| Name | Verified Name |
|---|---|
| Address | 2045 E BAY DR APT 210, 210, LARGO, FL 33771-2367 |
| Document Number | 0004130156 |
|---|---|
| Date | Feb 22, 2022 |
| Instrument | 4130/156 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Aug 3, 2020 |
| Property Address | 14550 SILVERSMITH CIR, SPRING HILL, FL 34609-0387 |
| Document Number | 0038700077 |
| Book / Page | 3870 / 77 |
| Map Reference | MB 32 PG 5 |
| Instrument Date | May 15, 2020 |
| Instrument | 2020046360 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Title Company | TIMIOS INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14550 SILVERSMITH CIR, SPRING HILL, FL 34609-0387 |
| Document Number | 387079 |
|---|---|
| Date | Aug 3, 2020 |
| Instrument | 3870/79 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | Jun 1, 2035 |
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $555.00 (+0.36%) Disabled Person's exemption | $221,529 (+2.9%) Land $27,390 Building $180,167 | $221,529 (+2.9%) Land $27,390 Building $180,167 |
| 2024 | $553.00 | ||
| 2023 | Additional exemption filed | $215,286 Land $27,612 Building $187,674 | |
| 2022 | $215,286 Land $27,390 Building $187,896 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 5 (2012–2017) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WOODARD MANOR private · serves 100 people · EPA ID FL6295177 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Also Mapped Here | HERNANDO CO UTL-WEST |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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