14550 Saddlepeak Dr, Fontana, CA 92336 Property Records

San Bernardino County property record for 14550 Saddlepeak Dr, Fontana, CA 92336

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,053 sqft · built 1997
Lot Size	0.168 acres (7,300 sqft)
Owner	2 Individual Names on Record
Last Sale	$157,000 (Jul 1997)
Tax Bill	$2,487 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`1107-151-38-0000`

Property Details

APN / Parcel Number

Primary APN	`1107-151-38-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,053 sqft Living Area
Gross Area	2,653 sqft
1st Floor Area	860 sqft
2nd Floor Area	1,193 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	7,300 sqft (0.168 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	14550 SADDLEPEAK DR
City	FONTANA
State	CA
Zip	92336-0165
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 14277-2 LOT 20 BOOK 261 PAGE 73
Legal Subdivision	TRACT NO 14277 2
Legal Tract	14277-2
Legal Block	2
Legal Lot Number	20
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2000
Census Tract	2039

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14550 SADDLEPEAK DR, FONTANA, CA 92336-0165
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2017	Deed of Trust, Mortgage · FHA Mortgage FLORIDA CAPITAL BANK NA
Sep 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE CAPITAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 1997 · Amount on Record
Deed Sale	Jul 30, 1997 · Amount on Record
Deed Document Number	1997269447
Record Updated	Sep 20, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	14550 SADDLEPEAK DR, FONTANA, CA 92336-0165
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000122110
Date	Mar 23, 2017
Instrument	2017-0122110

Lender

Name	FLORIDA CAPITAL BANK NA
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	14550 SADDLEPEAK DR, FONTANA, CA 92336-0165
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14550 SADDLEPEAK DR, FONTANA, CA 92336-0165

Mortgage

Document Number	0000345185
Date	Sep 15, 2020
Instrument	2020-0345185

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company
Address	SANTA ANA, CA 92701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Fontana City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Etiwanda Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$255,686 (+2%) Land $65,145 Building $190,541
2025	$2,487.00 (-27.72%) Homeowner's exemption	$250,673 (+4.04%) Land $63,868 Building $186,805
2023	$3,441.00 (+1.35%) Homeowner's exemption	$240,939 Land $61,388 Building $179,551
2022	$3,395.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 64% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN GABRIEL VALLEY WC - FONTANA private · serves 228,270 people · EPA ID CA3610041
Water Source	Surface water
Last State Inspection	Apr 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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