14550 Kelmscot Dr, #186-A, Silver Spring, MD 20906 Property Records

Montgomery County property record for 14550 Kelmscot Dr, #186-A, Silver Spring, MD 20906

Property Summary

Property Type	Condominium
Details	1,193 sqft · built 1971
Lot Size	0.203 acres (8,841 sqft)
Owner	Individual Name on File
Last Sale	$445,000 (Jun 2026)
Tax Bill	$4,325 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01499393`

Property Details

APN / Parcel Number

Primary APN	`13-01499393`
Alternative APN	`01499393`

Interior

Building Area	1,193 sqft Living Area
1st Floor Area	1,193 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Condo/Apartment
Lot Area	8,841 sqft (0.203 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01499393
Street Address	14550 KELMSCOT DR, 186-A
City	SILVER SPRING
State	MD
Zip	20906-1834
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PRC
Legal Description	UNIT 186-A MUTUAL 10 PAR 27 ROSSMOOR
Legal Subdivision	ROSSMOOR MUTUAL
Legal Block	2
Legal Lot Number	186A
Legal Unit	186
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	2
Census Block	2004
Census Tract	703216

Owner

Source: Montgomery County records · APN 13-01499393

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	14550 KELMSCOT DR, 186-A, SILVER SPRING, MD 20906-1834
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 04, 2026 · Amount on Record
Deed Sale	Jun 04, 2026 · Amount on Record
Prior Sale	Oct 11, 2013 · Amount on Record
Deed Book / Page	70566 / 418
Prior Transfer Date	Jan 07, 2016
Prior Transfer Doc	0514830338
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jun 04, 2026
Property Address	14550 KELMSCOT DR, 186-A, SILVER SPRING, MD 20906-1834
Document Number	7056000418
Book / Page	70566 / 418
Instrument Date	Jun 01, 2026
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	E ASSURANCE TITLE, ASSURANCE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$449,450.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	14550 KELMSCOT DR, 186-A, SILVER SPRING, MD 20906-1834

Mortgage

Document Number	7056000426,
Date	Jun 04, 2026
Book Page	70566/426

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$415,000 (-) Land $124,500 Building $290,500	$415,000 (-) Land $124,500 Building $290,500
2025	$4,325.00 (-13.36%)	$415,000 (+8.26%) Land $124,500 Building $290,500	$415,000 (-) Land $124,500 Building $290,500
2024	$4,992.00 (+47.82%)
2023		$383,333	$415,000 Land $124,500 Building $290,500
2022	$3,377.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA, Verizon.

Based on FCC filings for 220 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.