1455 Upper Palmer Rd, Salisbury, NC 28146 Property Records

Rowan County property record for 1455 Upper Palmer Rd, Salisbury, NC 28146

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,503 sqft · built 1974
Lot Size	1.8 acres (78,408 sqft)
Owner	Individual Name on File
Last Sale	$118,000 (Mar 2018)
Tax Bill	$1,485 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`634 037`

Property Details

APN / Parcel Number

Primary APN	`634 037`
Alternative APN	`6346703`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,503 sqft Living Area
1st Floor Area	1,125 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2015
Exterior Material	Wood Siding
Lot Area	78,408 sqft (1.8 acres)
Garage Type	Detached
Garage Area	576 sqft

Exterior Amenities

Porch	Porch
Porch Area	360 sqft
Patio Area	112 sqft
Gazebo	Gazebo

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1455 UPPER PALMER RD
City	SALISBURY
State	NC
Zip	28146-8178
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.62AC CALC
Legal Subdivision	PEGGY ROGERS
Legal Tract	2
Jurisdiction	ROWAN NC
Township / Civil Division	PROVIDENCE
Census Block Group	2
Census Block	2013
Census Tract	50903

Owner

1455 Upper Palmer Rd is owned and occupied by an individual who bought it in March 2018.

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1455 UPPER PALMER RD, SALISBURY, NC 28146-8178
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Mar 23, 2018	Warranty Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2018 · Amount on File
Deed Sale	Mar 23, 2018 · Amount on File
Prior Sale	Oct 8, 2013 · Amount on File
Deed Book / Page	1306 / 290
Record Updated	Oct 29, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN NC
Recording Date	Apr 14, 2022
Property Address	1455 UPPER PALMER RD, SALISBURY, NC 28146-8178
Document Number	0013990831
Book / Page	1399 / 831
Map Reference	MB 9995 PG 5745
Instrument Date	Apr 7, 2022
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	NOT AVAILABLE, STATES TITLE SERVICES LINGE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 55 UPPER PALMER ROAD UPPR, SALISBURY, NC 28146

Mortgage

Document Number	0001399832
Date	Apr 14, 2022
Instrument	1399/832

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Mar 23, 2018
Property Address	1455 UPPER PALMER RD, SALISBURY, NC 28146-8178
Document Number	0013060290
Book / Page	1306 / 0290
Map Reference	MB 9995 PG 5745
Instrument Date	Mar 23, 2018
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$236.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 SWAN LAKE RD, 109, MOORESVILLE, NC 28115-9728

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1455 UPPER PALMER RD, SALISBURY, NC 28146-8178

Mortgage

Document Number	0013060291
Date	Mar 23, 2018
Instrument	1306/0291

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1455 Upper Palmer Rd was $1,485.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,485.00	$221,752 Land $46,238 Building $175,514	$221,752 Land $46,238 Building $175,514
2023	$1,128.00	$168,366 Land $46,238 Building $122,128	$168,366 Land $46,238 Building $122,128

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1455 Upper Palmer Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1455 Upper Palmer Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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