1455 State Hwy 8, Mount Upton, NY 13809 Property Records

Chenango County and Guilford Town property record for 1455 State Hwy 8, Mount Upton, NY 13809

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,036 sqft · built 1965
Lot Size0.9 acres (39,204 sqft)
OwnerIndividual Name on File
Last Sale$180,000 (Jan 2025)
Tax Bill$3,473 (2026)
Deeds & MortgagesOct 2024 Mortgage
May 2023 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN083200 211.-1-20

Property Details

APN / Parcel Number

Primary APN083200 211.-1-20
Alternative APNs
  • 320021100000010200000000
  • 0710840

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Stories1 Story
Building Area1,036 sqft Living Area
1st Floor Area1,036 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area39,204 sqft (0.9 acres)
Lot Dimensions270 ft deep x 150 ft wide
Garage TypeAttached
Garage Area560 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area350 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number0710840
Street Address1455 STATE HIGHWAY 8
CityMOUNT UPTON
StateNY
Zip13809-4114
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01 - NOT Z
Legal Block1
Legal Lot Number20.000
JurisdictionCHENANGO NY
Township / Civil DivisionGUILFORD
Census Block Group4
Census Block4001
Census Tract970602

Owner

1455 State Hwy 8 is owned by an individual who bought it in January 2025.

Source: Chenango County and Guilford Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address67 W MAIN ST, SIDNEY, NY 13838-1438
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Oct 1, 2024Deed of Trust, Mortgage · ARM
SIDNEY FEDERAL CREDIT UNION
May 31, 2023Deed of Trust, Mortgage · Line of Credit
SIDNEY FEDERAL CREDIT UNION
Mar 11, 2022Warranty Deed, Transfer
May 14, 2019Deed of Trust, Mortgage · Conventional Mortgage
MISCELLANEOUS GOVT AGCY
May 17, 2019Warranty Deed, Transfer · Conventional with PMI
FIRST PRIORITY MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 7, 2025 · Amount on File
Deed SaleJan 7, 2025 · Amount on File
Prior SaleMay 17, 2019 · Amount on File
Deed Document Number202520250-00000028
Prior Transfer DateMar 9, 2022
Prior Transfer Doc0000000405
Record UpdatedOct 29, 2026

October 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHENANGO NY
Property Address1455 STATE HIGHWAY 8, MOUNT UPTON, NY 13809-4114
Transaction TypeMortgage
Record UpdatedMar 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202400001515
DateOct 1, 2024
Instrument2024-00001515
Lender
NameSIDNEY FEDERAL CREDIT UNION
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueNov 1, 2054
Interest
Rate TypeAdjustable Rate
Rate5.75%
Type Change DateOct 1, 2029

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHENANGO NY
Property Address1455 STATE HIGHWAY 8, MOUNT UPTON, NY 13809-4114
Transaction TypeMortgage
Record UpdatedJun 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2023000000835
DateMay 31, 2023
Instrument20230-00000835
Lender
NameSIDNEY FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term241 Months
DueJun 1, 2043
Interest
Rate TypeAdjustable Rate

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHENANGO NY
Recording DateMar 11, 2022
Property Address1455 STATE HIGHWAY 8, MOUNT UPTON, NY 13809-4114
Document Number2022000000405
Instrument DateMar 9, 2022
Instrument20220-00000405
Transaction TypeTransfer
Record UpdatedNov 15, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1455 STATE HIGHWAY 8, MOUNT UPTON, NY 13809-4114

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHENANGO NY
Property Address1455 STATE HIGHWAY 8, MOUNT UPTON, NY 13809-4114
Document Number0000001154
Instrument DateMay 14, 2019
Transaction TypeMortgage
Record UpdatedJul 31, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1685 STATE HIGHWAY 7 BAINBRIDGE NY 137333236, BAINBRIDGE, NY 13733-3236

Mortgage

Document Number0000001154
DateJul 2, 2019
Instrument1154
Lender
NameMISCELLANEOUS GOVT AGCY
Address5 COURT ST, NORWICH, NY 13815-1695
Agreement
TypeConventional Mortgage
AmountAmount on Record

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHENANGO NY
Recording DateMay 17, 2019
Property Address1455 STATE HIGHWAY 8, MOUNT UPTON, NY 13809-4114
Document Number0000000679
Instrument DateMay 3, 2019
Instrument679
Transaction TypeTransfer
Record UpdatedJun 11, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$428.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1685 STATE HWY 8 BAINBRIDGE NY 13733, BAINBRIDGE, NY 13733

Mortgage

Document Number847
DateMay 17, 2019
Instrument847
Lender
NameFIRST PRIORITY MTG
TypeMortgage Company
AddressWILLIAMSVILLE, NY 14221
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMay 16, 2049

Mortgage

Document Number848,
DateMay 17, 2019
Instrument848
Lender
NameFIRST PRIORITY MTG
TypeMortgage Company
AddressWILLIAMSVILLE, NY 14221
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1455 State Hwy 8 was $3,473, up 24.5% from the year before.

Source: Chenango County and Guilford Town assessment roll, as of May 12, 2026

Property Jurisdictions

TypeName
StateNew York
CountyChenango County
County SubdivisionGuilford Town
Unified School DistrictGilbertsville-Mount Upton Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,473.00 (+24.52%)
2025$2,789.00$114,600 Land $14,400 Building $100,200$145,063 Land $18,228 Building $126,835
2023$84,600 Land $14,400 Building $70,200$101,928 Land $17,349 Building $84,579

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1455 State Hwy 8 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims7 (2006–2024)
Claims Outside the SFHA2 of 7
Most Recent ClaimAug 2024 · Severe Storm And Flooding
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 3 claims
  • Severe Storms And Flooding, Jun 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1455 State Hwy 8 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

Nearby Properties on State Hwy 8

Nearby Streets

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