1455 Gilbert Rd, Arnold, MD 21012 Property Records

Anne Arundel County property record for 1455 Gilbert Rd, Arnold, MD 21012

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,226 sqft · built 2021
Lot Size	6.36 acres (277,216 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Dec 2020)
Tax Bill	$9,479 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2022 Line of Credit + 1 more
Flood Zone	Zone A (high risk)
APN	`03-000-90242485`

Property Details

APN / Parcel Number

Primary APN	`03-000-90242485`
Alternative APN	`00090242485`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,226 sqft Living Area
Gross Area	3,710 sqft
1st Floor Area	1,794 sqft
Attic	Attic
Attic Area	455 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	277,216 sqft
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	00090242485
Street Address	1455 GILBERT RD
City	ARNOLD
State	MD
Zip	21012-2539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD
Legal Description	LOT 3 MOORE SUBDIVISION
Legal Subdivision	MOORE SUBDIVISION
Legal Block	2
Legal Lot Number	3
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	2
Census Block	2000
Census Tract	731103

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1455 GILBERT RD, ARNOLD, MD 21012-2539
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIDELITY FIRST HOME MORTGAGE CO
Apr 27, 2022	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Dec 16, 2020	Deed, Construction Loan · Construction Mortgage SEVERN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2020 · Amount on Record
Deed Sale	Dec 16, 2020 · Amount on Record
Deed Book / Page	35809 / 305
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1455 GILBERT RD, ARNOLD, MD 21012-2539
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	XEISIN TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1455 GILBERT RD, ARNOLD, MD 21012-2539

Mortgage

Document Number	0383010330
Date	Jan 31, 2022
Book Page	38301/330

Lender

Name	FIDELITY FIRST HOME MORTGAGE CO
Type	Mortgage Company
Address	ANNAPOLIS, MD 21401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1455 GILBERT RD, ARNOLD, MD 21012-2539
Transaction Type	Mortgage
Record Updated	Sep 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0386600181
Date	Apr 27, 2022
Book Page	38660/181

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed, Construction Loan

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Dec 16, 2020
Property Address	1455 GILBERT RD, ARNOLD, MD 21012-2539
Document Number	0358090305
Book / Page	35809 / 305
Map Reference	MB 335 PG 24 PL17300
Instrument Date	Nov 9, 2020
Transaction Type	Construction Loan
Record Updated	Aug 16, 2022
Title Company	MID MARYLAND TITLE CO INC

Transaction

Amount	Amount Recorded
Tax	$3,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2924 BRISTOL CHANNEL CT, PASADENA, MD 21122-6316

Mortgage

Document Number	0035809311
Date	Dec 16, 2020
Instrument	35809/311

Lender

Name	SEVERN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 1, 2021

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$885,567 (+7.64%)	$906,100 (+7.29%) Land $319,600 Building $586,500
2025	$9,479.00 (+5.52%)
2023	$8,983.00	$822,700	$844,500 Land $299,600 Building $544,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2010–2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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