1455 Edinburgh Dr, Troy, OH 45373 Property Records

Miami County property record for 1455 Edinburgh Dr, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,976 sqft · built 2006
Lot Size	0.551 acres (24,002 sqft)
Owner	Company Name on File
Last Sale	$199,200 (Aug 2006)
Tax Bill	$2,716 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit Nov 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D08-104770`

Property Details

APN / Parcel Number

Primary APN	`D08-104770`
Alternative APN	`050631.3-06-051-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,976 sqft Living Area
1st Floor Area	3,952 sqft
Family Room	Family Room

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	24,002 sqft (0.551 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	256 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	1455 EDINBURGH DR
City	TROY
State	OH
Zip	45373-8224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 9520 PAMELA ESTATES #2
Legal Subdivision	PAMELA ESTATES #2
Legal Lot Number	9520
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1041
Census Tract	365302

Owner

1455 Edinburgh Dr is owned by a company that bought it in August 2006 and is owner-occupied.

Source: Miami County records, as of July 29, 2026

Owner of Record	Company Name on File
Mailing Address	1455 EDINBURGH DR, TROY, OH 45373-8224
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2018	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Nov 5, 2019	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
May 4, 2022	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2006 · Amount on File
Deed Sale	Aug 25, 2006 · Amount on File
Prior Sale	Aug 25, 2005 · Amount on File
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	1455 EDINBURGH DR, TROY, OH 45373-8224
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012982
Date	Oct 24, 2018
Instrument	2018OR-12982

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 11, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	1455 EDINBURGH DR, TROY, OH 45373-8224
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013164
Date	Nov 5, 2019
Instrument	2019OR-13164

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	297 Months
Due	Aug 30, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MIAMI OH
Recording Date	May 4, 2022
Property Address	1455 EDINBURGH DR, TROY, OH 45373-8224
Document Number	0000007146
Map Reference	VOL O PG 48,48A&48B
Instrument Date	Apr 29, 2022
Instrument	2022OR-07146
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Tax Assessment & Valuation

The 2025 property tax bill for 1455 Edinburgh Dr was $2,716 with a homeowner's exemption, down 7.5% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,716.00 (-7.52%) Homeowner's exemption	$103,040 (+17.46%) Land $14,700 Building $88,340	$294,400 Land $42,000 Building $252,400
2024	$2,937.00 (+1.42%) Homeowner's exemption	$87,720 (-) Land $15,930 Building $71,790
2023	$2,896.00 (+16.82%) Homeowner's exemption	$87,720 (-) Land $15,930 Building $71,790	$250,600 (-) Land $45,500 Building $205,100
2022	$2,479.00 Homeowner's exemption	$87,720 Land $15,930 Building $71,790	$250,600 Land $45,500 Building $205,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1455 Edinburgh Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (1999–2014)
Claims Outside the SFHA	1 of 5
Most Recent Claim	May 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1455 Edinburgh Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Watch TV.

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