Morgan County property record for 1455 E Upper River Rd, Decatur, AL 35603 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,999 sqft · built 1993 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $580,000 (Oct 2025) |
| Tax Bill | $1,640 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-02-04-0-000-006.000 |
| Primary APN | 11-02-04-0-000-006.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,999 sqft Living Area |
| 1st Floor Area | 1,999 sqft |
| Upper Floors Area | 541 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 130,680 sqft (3 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 312119 |
|---|---|
| Street Address | 1455 E UPPER RIVER RD |
| City | DECATUR |
| State | AL |
| Zip | 35603-5917 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SW1/4 SW1/4 BEG SE COR TH W 220' TH NW 405.51' 349' S TO SO ROW CO RD 40 TH NE 350' 335' S TO E LINE TH SO 560.33' 495' S |
| Legal Range | 3W |
| Legal Township | 6S |
| Legal Section | 04 |
| Jurisdiction | MORGAN AL |
| Township / Civil Division | SOMERVILLE |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 5404 |
Source: Morgan County records · APN 11-02-04-0-000-006.000
Assessment roll updated June 19, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1455 E UPPER RIVER RD, DECATUR, AL 35603-5917 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 24, 2025 · Amount on Record |
| Deed Sale | Oct 24, 2025 · Amount on Record |
| Prior Sale | Feb 23, 2024 · Amount on Record |
| Deed Book / Page | 2025 / 9920 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Jun 02, 2026 |
| Property Address | 1455 E UPPER RIVER RD, DECATUR, AL 35603-5917 |
| Document Number | 2026026908 |
| Book / Page | 2026 / 26908 |
| Instrument Date | May 28, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1455 E UPPER RIVER RD, DECATUR, AL 35603-5917 |
| Document Number | 2026026908, |
|---|---|
| Date | Jun 02, 2026 |
| Book Page | 2026/26908 |
| Name | BANK34 |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Morgan County records · Assessment roll updated June 19, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,640.00 (+29.13%) Homeowner's exemption | $45,280 (+27.95%) Land $5,210 Building $40,070 | $452,800 (+27.95%) Land $52,100 Building $400,700 |
| 2024 | $35,390 (-) Land $4,740 Building $30,650 | $353,900 (-) Land $47,400 Building $306,500 | |
| 2023 | $1,270.00 Homeowner's exemption | $35,390 (-) Land $4,740 Building $30,650 | $353,900 (-) Land $47,400 Building $306,500 |
| 2022 | $1,270.00 Homeowner's exemption | $35,390 Land $4,740 Building $30,650 | $353,900 Land $47,400 Building $306,500 |
Source: FEMA National Flood Hazard Layer, Morgan County (01103C), updated July 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 011030054044, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 23 individual NFIP policies nearby |
| Nearby Flood Policies | 23 in force |
| Wildfire Risk | Low above 20% of the US · above 8% of Alabama |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 14 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| FlashFiber | Fiber | 1,000 / 1,000 |
| Spectrum | Cable | 1,000 / 35 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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