1455 E Upper River Rd, Decatur, AL 35603 Property Records

Morgan County property record for 1455 E Upper River Rd, Decatur, AL 35603 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,999 sqft · built 1993
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$580,000 (Oct 2025)
Tax Bill	$1,640 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`11-02-04-0-000-006.000`

Property Details

APN / Parcel Number

Primary APN	`11-02-04-0-000-006.000`
Alternative APNs	`312119` `22623`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,999 sqft Living Area
1st Floor Area	1,999 sqft
Upper Floors Area	541 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	312119
Street Address	1455 E UPPER RIVER RD
City	DECATUR
State	AL
Zip	35603-5917
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW1/4 SW1/4 BEG SE COR TH W 220' TH NW 405.51' 349' S TO SO ROW CO RD 40 TH NE 350' 335' S TO E LINE TH SO 560.33' 495' S
Legal Range	3W
Legal Township	6S
Legal Section	04
Jurisdiction	MORGAN AL
Township / Civil Division	SOMERVILLE
Census Block Group	4
Census Block	4000
Census Tract	5404

Owner

Source: Morgan County records · APN 11-02-04-0-000-006.000

Assessment roll updated June 19, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1455 E UPPER RIVER RD, DECATUR, AL 35603-5917
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 24, 2025 · Amount on Record
Deed Sale	Oct 24, 2025 · Amount on Record
Prior Sale	Feb 23, 2024 · Amount on Record
Deed Book / Page	2025 / 9920
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Recording Date	Jun 02, 2026
Property Address	1455 E UPPER RIVER RD, DECATUR, AL 35603-5917
Document Number	2026026908
Book / Page	2026 / 26908
Instrument Date	May 28, 2026
Transaction Type	Mortgage
Record Updated	Jul 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1455 E UPPER RIVER RD, DECATUR, AL 35603-5917

Mortgage

Document Number	2026026908,
Date	Jun 02, 2026
Book Page	2026/26908

Lender

Name	BANK34

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Morgan County records · Assessment roll updated June 19, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,640.00 (+29.13%) Homeowner's exemption	$45,280 (+27.95%) Land $5,210 Building $40,070	$452,800 (+27.95%) Land $52,100 Building $400,700
2024		$35,390 (-) Land $4,740 Building $30,650	$353,900 (-) Land $47,400 Building $306,500
2023	$1,270.00 Homeowner's exemption	$35,390 (-) Land $4,740 Building $30,650	$353,900 (-) Land $47,400 Building $306,500
2022	$1,270.00 Homeowner's exemption	$35,390 Land $4,740 Building $30,650	$353,900 Land $47,400 Building $306,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Morgan County (01103C), updated July 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 011030054044, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 23 individual NFIP policies nearby
Nearby Flood Policies	23 in force 22 of 23 on primary residences

Wildfire

Wildfire Risk	Low above 20% of the US · above 8% of Alabama
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.