1455 E Ridge Rd, Salisbury, NC 28144 Property Records

Rowan County property record for 1455 E Ridge Rd, Salisbury, NC 28144

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,042 sqft · built 1982
Lot Size	0.95 acres (41,382 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Mar 2025)
Tax Bill	$1,995 (2026)
Deeds & Mortgages	Jan 2023 Mortgage Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`321 010`

Property Details

APN / Parcel Number

Primary APN	`321 010`
Alternative APN	`6299288`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,228 sqft Living Area
1st Floor Area	2,042 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2012
Exterior Material	Brick
Lot Area	41,382 sqft (0.95 acres)
Garage Type	Detached
Garage Area	864 sqft
Porch	Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1455 E RIDGE RD
City	SALISBURY
State	NC
Zip	28144-1269
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR2 .95AC
Legal Subdivision	PROPERTY SURV SEAN SPRINKLE MA
Legal Tract	2
Jurisdiction	ROWAN NC
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2030
Census Tract	51302

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1455 E RIDGE RD, SALISBURY, NC 28144-1269
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2023	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Sep 6, 2019	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Apr 2, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2025 · Amount on Record
Deed Sale	Mar 20, 2025 · Amount on Record
Prior Sale	Sep 6, 2019 · Amount on Record
Deed Book / Page	1458 / 736
Prior Transfer Date	Aug 28, 2009
Prior Transfer Doc	0011490034
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	1455 E RIDGE RD, SALISBURY, NC 28144-1269
Transaction Type	Mortgage
Record Updated	Jan 13, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1455 E RIDGE RD, SALISBURY, NC 28144-1269

Mortgage

Document Number	0014160179
Date	Jan 4, 2023
Book Page	1416/179

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	321 Months
Due	Oct 1, 2049

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Sep 6, 2019
Property Address	1455 E RIDGE RD, SALISBURY, NC 28144-1269
Document Number	0013340091
Book / Page	1334 / 0091
Instrument Date	Aug 26, 2019
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$366.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4311 SCHOOL HOUSE CMNS # 213, 4311, HARRISBURG, NC 28075-7510

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1455 E RIDGE RD, SALISBURY, NC 28144-1269

Mortgage

Document Number	13340092
Date	Sep 6, 2019
Instrument	1334/0092

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Apr 2, 2019
Property Address	1455 E RIDGE RD, SALISBURY, NC 28144-1269
Document Number	0013250443
Book / Page	001325 / 000443
Instrument Date	Mar 27, 2019
Transaction Type	Transfer
Record Updated	Apr 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$170.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4311 SCHOOL HOUSE CMNS #213 HARRISBURG NC 280757510, 213, HARRISBURG, NC 28075-7510

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,995.00 (+34.89%)	$300,103 (+34.91%) Land $33,758 Building $266,345	$300,103 (+34.91%) Land $33,758 Building $266,345
2023	$1,479.00	$222,440 Land $33,758 Building $188,682	$222,440 Land $33,758 Building $188,682

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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