1455 Cypress Dr, Karnack, TX 75661 Property Records

Harrison County property record for 1455 Cypress Dr, Karnack, TX 75661

Property Summary

Property Type	Single Family Home
Details	1,315 sqft · built 1981
Lot Size	2.16 acres (94,438 sqft)
Owner	2 Individual Names on File
Last Sale	$119,400 (May 2019)
Tax Bill	$2,018 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R000013433`

Property Details

APN / Parcel Number

Primary APN	`R000013433`
Alternative APNs	`00033.00105.00000.000000` `0013433`

Interior

Stories	1 Story
Building Area	1,315 sqft Living Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Lot Area	94,438 sqft (2.16 acres)
Garage Type	Mixed
Garage Area	624 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Patio Area	500 sqft
Shed	1 Shed
Shed Area	120 sqft
Greenhouse	200 sqft

Location & Zoning

Account Number	R000013433
Street Address	1455 CYPRESS DR
City	KARNACK
State	TX
Zip	75661-1425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACRES: 2.168 ABST: 33 J ADAMS HSE
Legal Subdivision	JAMES ADAMS SURVEY A-33
Jurisdiction	HARRISON TX
Township / Civil Division	WASKOM
Census Block Group	1
Census Block	1019
Census Tract	20105

Owner

Source: Harrison County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1455 CYPRESS DR, KARNACK, TX 75661-1425
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
May 24, 2019	Vendor's Lien, Transfer · VA Mortgage SOUTHWEST FUNDING LP
Dec 29, 2017	Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC
Oct 31, 2017	Loan Modification, Mortgage PARK PLACE FNDG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2019 · Amount on File
Deed Sale	May 24, 2019 · Amount on File
Prior Sale	Dec 29, 2017 · Amount on File
Deed Document Number	20195629
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON TX
Property Address	1455 CYPRESS DR, KARNACK, TX 75661-1425
Transaction Type	Mortgage
Record Updated	Apr 2, 2024
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006347
Date	May 27, 2021
Instrument	2021-000006347

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

May 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRISON TX
Recording Date	May 24, 2019
Property Address	1455 CYPRESS DR, KARNACK, TX 75661-1425
Document Number	0000005629
Map Reference	FILE 2011-00011981
Instrument Date	May 24, 2019
Instrument	2019-000005629
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	US TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1455 CYPRESS DR, KARNACK, TX 75661-1425

Mortgage

Document Number	0000005630
Date	May 24, 2019
Instrument	2019-000005630

Lender

Name	SOUTHWEST FUNDING LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON TX
Recording Date	Dec 29, 2017
Property Address	1455 CYPRESS DR, KARNACK, TX 75661-1425
Document Number	0000012769
Map Reference	FILE2011-000011981
Instrument Date	Dec 27, 2017
Instrument	2017-000012769
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	US TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1455 CYPRESS DR, KARNACK, TX 75661-1425

Mortgage

Document Number	0000012770
Date	Dec 29, 2017
Instrument	2017-000012770

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARRISON TX
Property Address	1455 CYPRESS DR, KARNACK, TX 75661-1425
Document Number	0000010973
Instrument Date	Oct 31, 2017
Transaction Type	Mortgage
Record Updated	Nov 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2504 SANTA BARBARA LOOP ROUND ROCK TX 786655678, ROUND ROCK, TX 78665-5678

Mortgage

Document Number	0000010973
Date	Nov 6, 2017
Instrument	10973

Lender

Name	PARK PLACE FNDG LLC
Address	AUSTIN, TX 78702

Agreement

Amount	Amount on Record
Term	12 Months
Due	Nov 5, 2018

Interest

Rate Type	Fixed Rate
Rate	14%

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Harrison County
Unified School District	Karnack Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,018.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$196,180 (+15.72%) Land $39,110 Building $157,070	$196,180 (+15.72%) Land $39,110 Building $157,070
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$169,530 Land $32,150 Building $137,380	$169,530 Land $32,150 Building $137,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 58 policies
Nearby Flood Policies	58 in force
Nearby Flood Claims	26 (2016–2024)
Claims Outside the SFHA	1 of 26
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Apr 2016 · 2 claims Severe Storms, Tornadoes, And Flooding, Mar 2016 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 75% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CADDO LAKE WSC serves 1,230 people · EPA ID TX1020019
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	50 / 3

Cell Coverage

4G LTE (outdoors only), no 5G reported

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