1455 Clover Ln, Fernley, NV 89408 Property Records

Lyon County property record for 1455 Clover Ln, Fernley, NV 89408

Property Summary

Property Type	Mobile Home
Details	1,272 sqft · built 2022
Lot Size	2.03 acres (88,427 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Jul 2010)
Tax Bill	$3,307 (2026)
Deeds & Mortgages	Nov 2022 Sale Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`020-382-03`

Property Details

APN / Parcel Number

Primary APN	`020-382-03`
Alternative APN	`2038203`

Interior

Building Area	1,272 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Mobile Home
Lot Area	88,427 sqft
Garage Type	Detached
Shed	1 Shed
Shed Area	288 sqft
Loading Dock	10 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1455 CLOVER LN
City	FERNLEY
State	NV
Zip	89408
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RR5
Legal Description	20-20-25 FR W2 SW4
Legal Subdivision	GREENFIELDS 1
Legal Block	3
Legal Lot Number	14
Jurisdiction	LYON NV
Township / Civil Division	FERNLEY
Census Block Group	3
Census Block	3000
Census Tract	960106

Owner

1455 Clover Ln, a mobile home, is owned by an individual who bought it in July 2010.

Source: Lyon County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1450 SUNFLOWER LN, FERNLEY, NV 89408-9237
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2022	Affidavit, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SPARKS
Jun 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2010 · Amount on File
Deed Sale	Jul 30, 2010 · Amount on File
Deed Document Number	2010463006
Record Updated	Sep 20, 2026

November 2022: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	LYON NV
Recording Date	Nov 3, 2022
Property Address	1455 CLOVER LN, FERNLEY, NV 89408
Document Number	0000663909
Map Reference	DOC 95072
Instrument Date	Nov 1, 2022
Instrument	663909
Transaction Type	Transfer
Record Updated	Dec 9, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SPARKS

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	587 COPLEY DRIVE, 587, SAN DIEGO, CA 92111

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1455 CLOVER LN, FERNLEY, NV 89408

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON NV
Property Address	1455 CLOVER LN, FERNLEY, NV 89408
Transaction Type	Mortgage
Record Updated	Jul 6, 2022
Title Company	FIRST AMERICAN TITLE SPARKS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000658759
Date	Jun 15, 2022
Instrument	658759

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 1455 Clover Ln was $3,307.

Source: Lyon County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Lyon County
Municipality	Fernley City
Unified School District	Lyon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,307.00	$89,629 Land $35,000 Building $54,629	$256,084 Land $100,000 Building $156,084
2023	$2,705.00 (+116.05%)	$75,005 (+156.79%) Land $24,150 Building $50,855	$214,299 (+156.78%) Land $69,000 Building $145,299
2022	$1,252.00	$29,209 Land $24,150 Building $5,059	$83,455 Land $69,000 Building $14,455

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1455 Clover Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1455 Clover Ln is moderate, ranking above 61% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 65% of Nevada
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	200 / 30

May also be available: T-Mobile.

Nearby Properties on Clover Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures