Suffolk County and Southold Town property record for 1455 Cedar Point Dr E, Southold, NY 11971
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $6,475 (2024) |
| Deeds & Mortgages | Apr 2019 Reverse Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 473889 92.-1-9 |
| Primary APN | 473889 92.-1-9 |
|---|---|
| Alternative APNs |
|
| Lot Area | 20,473 sqft (0.47 acres) |
|---|---|
| View / Lot | Waterfront |
| Account Number | 10 |
|---|---|
| Street Address | 1455 CEDAR POINT DR E |
| City | SOUTHOLD |
| State | NY |
| Zip | 11971-2088 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-80 |
| Legal Description | BOOK 11570 PAGE 11 BILL 010913 |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SOUTHOLD |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 170204 |
Source: Suffolk County and Southold Town records, as of October 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 862, SOUTHOLD, NY 11971-0862 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 5, 2019 | Deed of Trust, Mortgage · Reverse Mortgage FAREVERSE LLC |
| May 18, 2020 | Deed of Trust, Mortgage FINANCE OF AMERICA REVERSE |
| Mar 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 1455 CEDAR POINT DR E, SOUTHOLD, NY 11971-2088 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0230170456 |
|---|---|
| Date | Apr 5, 2019 |
| Book Page | 23017/456 |
| Name | FAREVERSE LLC |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 877 Months |
| Due | May 1, 2092 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 1455 CEDAR POINT DR E, SOUTHOLD, NY 11971-2088 |
| Document Number | 0231510046 |
| Instrument Date | May 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1455 CEDAR POINT DR E SOUTHOLD NY 119712088, SOUTHOLD, NY 11971-2088 |
| Document Number | 0231510046 |
|---|---|
| Date | Jul 7, 2020 |
| Book Page | 023151/000046 |
| Name | FINANCE OF AMERICA REVERSE |
|---|---|
| Address | 8023 E 63RD PL # 700, TULSA, OK 74133-1240 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 1455 CEDAR POINT DR E, SOUTHOLD, NY 11971-2088 |
| Document Number | 0230170457 |
| Instrument Date | Mar 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1455 CEDAR POINT DR E SOUTHOLD NY 119712088, SOUTHOLD, NY 11971-2088 |
| Document Number | 0230170457 |
|---|---|
| Date | Apr 5, 2019 |
| Book Page | 023017/000457 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 SEVENTH ST SW #, WASHINGTON, DC 20410 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 888 Months |
| Due | Apr 4, 2093 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
Source: Suffolk County and Southold Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Southold Town |
| Unified School District | Southold Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,900 (-) Land $1,400 Building $4,500 | $1,072,727 (+10,263.51%) Land $254,545 Building $818,182 | |
| 2024 | $6,475.00 | ||
| 2023 | $5,900 Land $1,400 Building $4,500 | $10,351 Land $2,456 Building $7,895 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 152 individual policies |
| Nearby Flood Policies | 176 units insured incl. 24 condo units |
| Nearby Flood Claims | 9 (1991–2012) |
| Claims Outside the SFHA | 3 of 9 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
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