Orange County property record for 14545 Siplin Rd, Winter Garden, FL 34787
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 1.5 ba · 957 sqft · built 1975 |
| Lot Size | 1.12 acres (48,787 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $471 (2025) |
| Deeds & Mortgages | Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-22-27-0000-00-098 |
| Primary APN | 27-22-27-0000-00-098 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 957 sqft Living Area |
| Gross Area | 1,079 sqft |
| 1st Floor Area | 672 sqft |
| Flooring | Carpet |
| Interior Walls | Plywood |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Mobile Home |
| Exterior Material | Metal |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 48,787 sqft (1.12 acres) |
| Porch | Slab |
| Porch Area | 407 sqft |
| Shed | 1 Shed |
| Cooling System | None |
|---|---|
| Heating System | Convection |
| Heating Fuel | Electric |
| Street Address | 14545 SIPLIN RD |
|---|---|
| City | WINTER GARDEN |
| State | FL |
| Zip | 34787-5147 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | A-1 |
| Legal Description | BEG 863 FT E OF SW COR OF NE1/4 OF SW1/4 RUN N 207 FT E 235 FT S 207 FT W 235 FT TO POB IN SEC 27-22-27 |
| Legal Range | 27E |
| Legal Township | 22S |
| Legal Section | 27 |
| Legal Subdivision | ACREAGE & UNREC |
| Legal Tract | 0000 |
| Legal Lot Number | 98 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 17116 |
14545 Siplin Rd, a mobile home, is owned and occupied by two individuals who acquired it in March 2003.
Source: Orange County records, as of May 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14545 SIPLIN RD, WINTER GARDEN, FL 34787-5147 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 20, 2003 |
| Transfer Doc | 0000176363 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 14545 SIPLIN RD # 98, 98, WINTER GARDEN, FL 34787-5147 |
| Document Number | 0000360607 |
| Instrument Date | Jun 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 14545 SIPLIN RD WINTER GARDEN FL 347875147, WINTER GARDEN, FL 34787-5147 |
| Document Number | 0000360607 |
|---|---|
| Date | Jun 28, 2017 |
| Instrument | 360607 |
| Name | HENKEL MARIE E (TE) |
|---|---|
| Address | 3560 S MAGNOLIA AVE, ORLANDO, FL 32806-6214 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 24 Months |
| Due | Jun 27, 2019 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5% |
The 2025 property tax bill for 14545 Siplin Rd was $471 with a homeowner's exemption, up 27% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $19,682 (+2.7%) | $66,250 (-) Land $36,960 Building $29,290 | |
| 2025 | $471.00 (+26.95%) Homeowner's exemption | $19,165 | $66,250 Land $36,960 Building $29,290 |
| 2024 | $371.00 (+2.77%) | ||
| 2023 | $361.00 (+13.17%) Homeowner's exemption | $18,083 (+3%) | $53,690 (+12.24%) Land $36,960 Building $16,730 |
| 2022 | $319.00 Homeowner's exemption | $17,556 | $47,836 Land $36,960 Building $10,876 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14545 Siplin Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14545 Siplin Rd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, CenturyLink, T-Mobile, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures