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14545 Peppermill Trl, Clermont, FL 34711 Property Records

Lake County property record for 14545 Peppermill Trl, Clermont, FL 34711

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,756 sqft · built 1998
Lot Size0.274 acres (11,953 sqft)
OwnerTrust Name on File
Last Sale$167,000 (Oct 2015)
Tax Bill$3,290 (2024)
Deeds & MortgagesMay 2022 Mortgage
May 2022 Transfer
+ 4 more
Flood ZoneZone X (minimal risk)
APN22-22-26-0540-000-91100

Property Details

APN / Parcel Number

Primary APN22-22-26-0540-000-91100
Alternative APNs
  • 262222054000091100
  • 3782394

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,756 sqft Living Area
Gross Area2,440 sqft
1st Floor Area1,756 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2021
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialAsphalt
Lot Area11,953 sqft (0.274 acres)
Garage TypeAttached
Garage Area450 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed/Finished Porch
Porch Area462 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number3782394
Street Address14545 PEPPERMILL TRL
CityCLERMONT
StateFL
Zip34711-8182
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionGREATER HILLS PHASE 9 SUB LOT 911 PB 40 PGS 25-26 ORB 4695 PG 320 ORB 5193 PG 1571 ORB 5781 PG 1715 ORB 5781 PG 1741 ORB 5952 PG 1663 1690
Legal Range26E
Legal Township22S
Legal Section22
Legal SubdivisionGREATER HILLS PHASE 9 SUB
Legal Tract0540
Legal Lot Number911
JurisdictionLAKE FL
Township / Civil DivisionCLERMONT
Census Block Group2
Census Block2008
Census Tract31321

Owner

14545 Peppermill Trl is owner-occupied and held in a trust since April 2022.

Source: Lake County records, as of November 26, 2025

Owner of RecordTrust Name on File
Mailing Address14545 PEPPERMILL TRL, CLERMONT, FL 34711-8182
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 9, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
May 9, 2022Intrafamily Transfer, Transfer
ACCOMMODATION
Aug 27, 2021Intrafamily Transfer, Transfer
AMROCK INC
Aug 27, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
QUICKEN LOANS LLC
Sep 27, 2018Deed of Trust, Mortgage · Line of Credit
JPMORGAN CHASE BANK NA
Nov 2, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 20, 2015 · Amount on File
Deed SaleOct 20, 2015 · Amount on File
Prior SaleJul 11, 2000 · Amount on File
Deed Document Number2015115040
Deed Book / Page4695 / 320
Last Transfer DateApr 26, 2022
Transfer Doc0059521663
Record UpdatedSep 20, 2026

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE FL
Recording DateMay 9, 2022
Property Address14545 PEPPERMILL TRL, CLERMONT, FL 34711-8182
Document Number0059521663
Book / Page5952 / 1663
Map ReferenceMB 40 PG 25&26
Instrument DateApr 26, 2022
Instrument2022064412
Transaction TypeTransfer
Record UpdatedMay 18, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address14545 PEPPERMILL TRL, CLERMONT, FL 34711-8182

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address14545 PEPPERMILL TRL, CLERMONT, FL 34711-8182

Mortgage

Document Number0059521668
DateMay 9, 2022
Instrument5952/1668
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2052

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE FL
Recording DateMay 9, 2022
Property Address14545 PEPPERMILL TRL, CLERMONT, FL 34711-8182
Document Number0059521690
Book / Page5952 / 1690
Map ReferenceMB 40 PG 25&26
Instrument DateApr 26, 2022
Instrument2022064414
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address14545 PEPPERMILL TRL, CLERMONT, FL 34711-8182

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address14545 PEPPERMILL TRL, CLERMONT, FL 34711-8182

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE FL
Recording DateAug 27, 2021
Property Address14545 PEPPERMILL TRL, CLERMONT, FL 34711-8182
Document Number0057811741
Book / Page5781 / 1741
Map ReferenceMB 40 PG 25&26
Instrument DateAug 23, 2021
Instrument2021118368
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyAMROCK INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address14545 PEPPERMILL TRL, CLERMONT, FL 34711-8182

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE FL
Recording DateAug 27, 2021
Property Address14545 PEPPERMILL TRL, CLERMONT, FL 34711-8182
Document Number0057811715
Book / Page5781 / 1715
Map ReferenceMB 40 PG 25&26
Instrument DateAug 23, 2021
Instrument2021118366
Transaction TypeTransfer
Record UpdatedMay 18, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address14545 PEPPERMILL TRL, CLERMONT, FL 34711-8182

Mortgage

Document Number0057811719
DateAug 27, 2021
Instrument5781/1719
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term356 Months
DueApr 1, 2051

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address14545 PEPPERMILL TRL, CLERMONT, FL 34711-8182
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0051752471
DateSep 27, 2018
Book Page5175/2471
Instrument2018113916
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueSep 26, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateNov 2, 2018
Property Address14545 PEPPERMILL TRL, CLERMONT, FL 34711-8182
Document Number0051931571
Book / Page005193 / 001571
Instrument DateSep 11, 2018
Instrument129169
Transaction TypeTransfer
Record UpdatedNov 14, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$0.70
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address14545 PEPPERMILL TRL CLERMONT FL 347118182, CLERMONT, FL 34711-8182

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$189,300 (+2.9%)$342,779 (-) Land $100,000 Building $242,779
2025$183,970 Land $100,000 Building $83,970$342,779 Land $100,000 Building $242,779
2024$3,290.00 (+9.78%)
2023$2,997.00 (+12.16%) Homeowner's exemption$173,590 (+3%)$288,724 (+11.38%) Land $70,000 Building $218,724
2022$2,672.00 Homeowner's exemption$168,540$259,224 Land $40,500 Building $218,724

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14545 Peppermill Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14545 Peppermill Trl is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT EAST WATER SYSTEM (2 WPS)
serves 39,279 people · EPA ID FL3354779
Water SourceGroundwater
Last State InspectionApr 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
CenturyLink
DSL · Fiber in parts of the area		140 / 20

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