14543 Spaulding Ave, Midlothian, IL 60445 Property Records

Cook County property record for 14543 Spaulding Ave, Midlothian, IL 60445

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,110 sqft · built 1950
Lot Size	0.153 acres (6,650 sqft)
Owner	Individual Name on Record
Last Sale	$123,000 (Sep 2018)
Tax Bill	$4,800 (2023)
Deeds & Mortgages	Nov 2023 Mortgage Jun 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-11-221-009`

Property Details

APN / Parcel Number

Primary APN	`28-11-221-009`
Alternative APN	`28-11-221-009-0000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,110 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,650 sqft (0.153 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	14543 SPAULDING AVE
City	MIDLOTHIAN
State	IL
Zip	60445-3019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARTHUR T (MCINTOSH) & COS (HOME) ADD TO (MIDLOTHIAN) SEC 11-36-13
Legal Range	13E
Legal Township	36N
Legal Section	11
Legal Subdivision	MCINTOSH & COS HOME ADD TO MIDLOTHIAN
Legal Block	2
Legal Lot Number	16
Jurisdiction	COOK IL
Township / Civil Division	BREMEN
Census Block Group	1
Census Block	1014
Census Tract	824702

Owner

Source: Cook County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14543 SPAULDING AVE, MIDLOTHIAN, IL 60445-3019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2023	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jun 27, 2023	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jun 23, 2022	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Sep 25, 2018	Warranty Deed, Transfer · FHA Mortgage ALTERRA HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2018 · Amount on Record
Deed Sale	Sep 25, 2018 · Amount on Record
Deed Document Number	201816022
Prior Transfer Date	Jun 23, 2009
Prior Transfer Doc	0000022019
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	14543 SPAULDING AVE, MIDLOTHIAN, IL 60445-3019
Transaction Type	Mortgage
Record Updated	Dec 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14543 SPAULDING AVE, MIDLOTHIAN, IL 60445-3019

Mortgage

Document Number	0032006415
Date	Nov 16, 2023
Instrument	2332006415

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	298 Months
Due	Sep 1, 2048

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	14543 SPAULDING AVE, MIDLOTHIAN, IL 60445-3019
Transaction Type	Mortgage
Record Updated	Jul 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14543 SPAULDING AVE, MIDLOTHIAN, IL 60445-3019

Mortgage

Document Number	0017833319
Date	Jun 27, 2023
Instrument	2317833319

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	303 Months
Due	Sep 1, 2048

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	14543 SPAULDING AVE, MIDLOTHIAN, IL 60445-3019
Transaction Type	Mortgage
Record Updated	Jul 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14543 SPAULDING AVE, MIDLOTHIAN, IL 60445-3019

Mortgage

Document Number	0017417041
Date	Jun 23, 2022
Instrument	2217417041

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	315 Months
Due	Sep 1, 2048

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Sep 25, 2018
Property Address	14543 SPAULDING AVE, MIDLOTHIAN, IL 60445-3019
Document Number	1826816022
Instrument Date	Aug 25, 2018
Instrument	26816022
Transaction Type	Transfer
Record Updated	Oct 4, 2018
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$123.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14543 SPAULDING AVE MIDLOTHIAN IL 604453019, MIDLOTHIAN, IL 60445-3019

Mortgage

Document Number	1826816023
Date	Sep 25, 2018
Instrument	26816023

Lender

Name	ALTERRA HM LNS
Address	LAS VEGAS, NV 89145

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2048

Mortgage

Document Number	1826816024,
Date	Sep 25, 2018
Instrument	26816024

Lender

Name	ILLINOIS HSNG DEV AUTHORITY
Address	CHICAGO, IL 60601

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Bremen Township
Municipality	Midlothian Village
Secondary School District	Bremen Community High School District 228 (09 - 12)
Elementary School District	Midlothian School District 143 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$16,001 (+25.65%) Land $2,328 Building $13,673	$160,010 (+25.65%) Land $23,280 Building $136,730
2023	$4,800.00 (+9.69%)
2022	$4,376.00 Homeowner's exemption	$12,735 Land $1,995 Building $10,740	$127,350 Land $19,950 Building $107,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDLOTHIAN serves 14,819 people · EPA ID IL0311920
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 671 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Fiber · Cable in parts of the area	1,500 / 1,500
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

Nearby Properties on Spaulding Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures