14543 McKenzie Ln, Harlingen, TX 78552 Property Records

Cameron County property record for 14543 McKenzie Ln, Harlingen, TX 78552

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,144 sqft · built 2009
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,800 (Jul 2019)
Tax Bill	$3,174 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`840761-0010-003000`

Property Details

APN / Parcel Number

Primary APN	`840761-0010-003000`
Alternative APN	`175931`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,144 sqft Living Area
Gross Area	3,760 sqft
1st Floor Area	3,144 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Attached
Garage Area	616 sqft
Driveway	Concrete Driveway
Driveway Area	1,349 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Open Porch
Porch Area	399 sqft
Storage Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	14543 MCKENZIE LN
City	HARLINGEN
State	TX
Zip	78552-6793
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAUREN ESTATES LOT 3 BLOCK 1 (C1-2555B & 2556-A CCMR)
Legal Subdivision	LAUREN ESTATES
Legal Block	1
Legal Lot Number	3
Jurisdiction	CAMERON TX
Township / Civil Division	HARLINGEN-SAN BENITO
Census Block Group	3
Census Block	3017
Census Tract	10304

Owner

Source: Cameron County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14543 MCKENZIE LN, HARLINGEN, TX 78552-6793
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Jul 11, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Oct 11, 2018	Vendor's Lien, Transfer · Conventional Mortgage HOMETOWN LENDERS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2019 · Amount on Record
Deed Sale	Jul 11, 2019 · Amount on Record
Prior Sale	Oct 11, 2018 · Amount on Record
Deed Document Number	201925591
Prior Transfer Date	Oct 10, 2018
Prior Transfer Doc	23746/092
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Property Address	14543 MCKENZIE LN, HARLINGEN, TX 78552-6793
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202032430
Date	Sep 11, 2020
Instrument	2020-32430

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CAMERON TX
Recording Date	Jul 11, 2019
Property Address	14543 MCKENZIE LN, HARLINGEN, TX 78552-6793
Document Number	201925591
Map Reference	CAB I SL 2555-B&2556
Instrument Date	Jul 8, 2019
Instrument	2019-25591
Transaction Type	Transfer
Record Updated	Dec 6, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14543 MCKENZIE LN, HARLINGEN, TX 78552-6793

Mortgage

Document Number	201925592
Date	Jul 11, 2019
Instrument	2019-25592

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2039

October 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CAMERON TX
Recording Date	Oct 11, 2018
Property Address	14543 MCKENZIE LN, HARLINGEN, TX 78552-6793
Document Number	23746/092
Book / Page	23746 / 092
Map Reference	CAB I SL 2555-B&2556
Instrument Date	Oct 10, 2018
Instrument	2018-00037212
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	RIO GRANDE VALLEY ABSTRACT, RIO GRANDE VALLEY ABSTRACT C

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21904 SCHENLEY TER, 21904, BROADLANDS, VA 20148-4568

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6106 HEMPLOCK AVE, HARLINGEN, TX 78552-0209

Mortgage

Document Number	201800037213
Date	Oct 11, 2018
Instrument	2018-00037213

Lender

Name	HOMETOWN LENDERS INC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cameron County
Unified School District	La Feria Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$439,066 (+1%)	$446,110 (-0.93%) Land $57,000 Building $389,110
2025	$3,174.00 (-21.82%) Homeowner's exemption Senior Citizen's exemption	$399,151 (-11.95%)	$450,283 (-0.68%) Land $57,000 Building $393,283
2024	$4,060.00 (-19.28%)
2023	$5,030.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$453,345 Land $57,000 Building $396,345	$453,345 Land $57,000 Building $396,345
2022	$5,030.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 101 policies
Nearby Flood Policies	101 in force
Nearby Flood Claims	30 (2008–2025)
Claims Outside the SFHA	30 of 30
Most Recent Claim	Mar 2025 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2025 · 27 claims Hurricane Hanna, Jul 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 69% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARLINGEN WATER WORKS SYSTEM serves 85,900 people · EPA ID TX0310002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, RGV Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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