Stearns County property record for 14543 Hwy 23, Cold Spring, MN 56320
| Property Type | Commercial |
|---|---|
| Lot Size | 1.23 acres (53,579 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $1,320 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-23666-0000 |
| Primary APN | 36-23666-0000 |
|---|
| Construction Type | Masonry / Concrete Block |
|---|---|
| Lot Area | 53,579 sqft (1.23 acres) |
| Street Address | 14543 HIGHWAY 23 |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320-9765 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | 1.23 A. THAT PT OF N 315' OF S 642' OF W 200' OF SE4SE4 S OF HWY SECTION 14 TOWNSHIP 123 RANGE 030 HWY SECTION 14 TOWNSHIP |
| Legal Range | 30W |
| Legal Township | 123 |
| Legal Section | 14 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | WAKEFIELD |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 11302 |
14543 Hwy 23, a commercial property, is held in a trust.
Source: Stearns County records, as of July 30, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 204 SAUK RIVER RD, COLD SPRING, MN 56320-4553 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 14543 Hwy 23 was $1,320.
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| County Subdivision | Wakefield Township |
| Unified School District | Rocori Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,320.00 | $99,200 (+3.66%) Land $90,000 Building $9,200 | $99,200 (+3.66%) Land $90,000 Building $9,200 |
| 2025 | $95,700 Land $85,700 Building $10,000 | $95,700 Land $85,700 Building $10,000 | |
| 2023 | $1,254.00 | $92,500 Land $83,000 Building $9,500 | $92,500 Land $83,000 Building $9,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14543 Hwy 23 in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1997–2009) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2009 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14543 Hwy 23 is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
May also be available: GigFire, Verizon.
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