Hernando County property record for 14541 Edgemere Dr, Spring Hill, FL 34609
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,886 sqft · built 2006 |
| Lot Size | 0.188 acres (8,196 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $119,300 (Sep 2017) |
| Tax Bill | $5,529 (2025) |
| Deeds & Mortgages | Feb 2024 Second Mortgage Feb 2024 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R10-223-18-3604-0320-0010 |
| Primary APN | R10-223-18-3604-0320-0010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,886 sqft Living Area |
| Gross Area | 3,775 sqft |
| 1st Floor Area | 1,342 sqft |
| Upper Floors Area | 1,544 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,196 sqft (0.188 acres) |
| Garage Type | Attached |
| Garage Area | 620 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 269 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 01569788 |
|---|---|
| Street Address | 14541 EDGEMERE DR |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-0687 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STERLING HILL PHASE 2B BLK 32 LOT 1 |
| Legal Range | 18E |
| Legal Township | 23S |
| Legal Section | 10 |
| Legal Subdivision | STERLING HILL PH 2B |
| Legal Block | 32 |
| Legal Lot Number | 1 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 40909 |
Source: Hernando County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14541 EDGEMERE DR, SPRING HILL, FL 34609-0687 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 7, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CAMPUS USA CU |
| Feb 7, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CAMPUS USA CU |
| Jun 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CAMPUS USA CU |
| Sep 20, 2017 | Quit Claim Deed, Transfer CAMPUS USA CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 20, 2017 · Amount on Record |
| Deed Sale | Sep 20, 2017 · Amount on Record |
| Prior Sale | Jul 8, 2011 · Amount on Record |
| Deed Document Number | 201753222 |
| Deed Book / Page | 3508 / 918 |
| Prior Transfer Date | Mar 29, 2011 |
| Prior Transfer Doc | 0028161949 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 14541 EDGEMERE DR, SPRING HILL, FL 34609-0687 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2024 |
| Name | Verified Name |
|---|---|
| Address | 14541 EDGEMERE DR, SPRING HILL, FL 34609-0687 |
| Document Number | 0043900568 |
|---|---|
| Date | Feb 7, 2024 |
| Book Page | 4390/568 |
| Instrument | 2024008126 |
| Name | CAMPUS USA CU |
|---|---|
| Type | Credit Union |
| Address | NEWBERRY, FL 32669 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Mar 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 14541 EDGEMERE DR, SPRING HILL, FL 34609-0687 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2024 |
| Name | Verified Name |
|---|---|
| Address | 14541 EDGEMERE DR, SPRING HILL, FL 34609-0687 |
| Document Number | 0043900568 |
|---|---|
| Date | Feb 7, 2024 |
| Book Page | 4390/568 |
| Instrument | 2024008126 |
| Name | CAMPUS USA CU |
|---|---|
| Type | Credit Union |
| Address | NEWBERRY, FL 32669 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Mar 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 14541 EDGEMERE DR, SPRING HILL, FL 34609-0687 |
| Document Number | 0035981831 |
| Instrument Date | Jun 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 14541 EDGEMERE DR SPRING HILL FL 346090687, SPRING HILL, FL 34609-0687 |
| Document Number | 0035981831 |
|---|---|
| Date | Jun 29, 2018 |
| Book Page | 003598/001831 |
| Instrument | 40069 |
| Name | CAMPUS USA CU |
|---|---|
| Type | Credit Union |
| Address | JONESVILLE, FL 32669 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Jun 28, 2025 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Sep 20, 2017 |
| Property Address | 14541 EDGEMERE DR, SPRING HILL, FL 34609-0687 |
| Document Number | 0035080918 |
| Book / Page | 003508 / 000918 |
| Instrument Date | Aug 14, 2017 |
| Instrument | 53222 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $835.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 14541 EDGEMERE DR SPRING HILL FL 346090687, SPRING HILL, FL 34609-0687 |
| Document Number | 35080920 |
|---|---|
| Date | Sep 20, 2017 |
| Book Page | 003508/000920 |
| Instrument | 53223 |
| Name | CAMPUS USA CU |
|---|---|
| Type | Credit Union |
| Address | JONESVILLE, FL 32669 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 19, 2047 |
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,529.00 (+102.45%) Homeowner's exemption | $232,529 (+5.99%) | $365,720 (-14.93%) Land $24,178 Building $341,542 |
| 2023 | $219,394 Land $219,394 | ||
| 2022 | $2,731.00 | $429,913 Land $24,178 Building $405,735 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2012 · Tropical Storm Debby |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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