14540 Topsail Dr, Naples, FL 34114 Property Records

Collier County property record for 14540 Topsail Dr, Naples, FL 34114

Property Summary

Property Type	Single Family Home
Details	1,922 sqft · built 2020
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$650,000 (Aug 2025)
Tax Bill	$5,961 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Jan 2018 Sale
Flood Zone	Zone AE (high risk)
APN	`512705 3C 156B01`

Property Details

APN / Parcel Number

Primary APN	`512705 3C 156B01`
Alternative APN	`63045036843`

Interior

Building Area	1,922 sqft Living Area
1st Floor Area	1,922 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Masonry / Concrete Block
Lot Area	6,970 sqft (0.16 acres)

Location & Zoning

Street Address	14540 TOPSAIL DR
City	NAPLES
State	FL
Zip	34114-8699
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NAPLES RESERVE PHASE II BLOCK 3C LOT 15
Legal Range	26
Legal Township	51
Legal Section	1
Legal Subdivision	NAPLES RESERVE PHASE 2
Legal Phase	2
Legal Tract	512705
Legal Block	3C
Legal Lot Number	15
Jurisdiction	COLLIER FL
Township / Civil Division	EVERGLADES
Census Block Group	1
Census Block	1016
Census Tract	11108

Owner

14540 Topsail Dr is owned and occupied by an individual who bought it in August 2025.

Source: Collier County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	14540 TOPSAIL DR, NAPLES, FL 34114-8699
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2020	Special Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK
Jan 22, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2025 · Amount on File
Deed Sale	Aug 1, 2025 · Amount on File
Prior Sale	Mar 26, 2020 · Amount on File
Deed Document Number	20256713196
Deed Book / Page	6494 / 2824
Record Updated	Oct 29, 2026

March 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Mar 26, 2020
Property Address	14540 TOPSAIL DR, NAPLES, FL 34114-8699
Document Number	0057440130
Book / Page	5744 / 130
Map Reference	MB 56 PG 20-38
Instrument Date	Mar 23, 2020
Instrument	5848000
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,957.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1064 GREENWOOD BLVD STE 124, 1064, LAKE MARY, FL 32746-5419

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14540 TOPSAIL DR, NAPLES, FL 34114-8699

Mortgage

Document Number	0057440132
Date	Mar 26, 2020
Instrument	5744/0132

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COLLIER FL
Recording Date	Jan 22, 2018
Property Address	14540 TOPSAIL DR, NAPLES, FL 34114-8699
Document Number	0054692017
Book / Page	005469 / 002017
Instrument Date	Jan 18, 2018
Instrument	5499094
Transaction Type	Transfer
Record Updated	Feb 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$27,888.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1064 GREENWOOD BLVD #124 LAKE MARY FL 327465419, 124, LAKE MARY, FL 32746-5419
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 14540 Topsail Dr was $5,961.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$531,832 (+28.02%) Land $228,690 Building $303,142	$531,832 (-18.78%) Land $228,690 Building $303,142
2025	$5,961.00 Homeowner's exemption	$415,420	$654,826 Land $359,370 Building $295,456
2023	$5,441.00 (+0.87%) Homeowner's exemption	$391,953 (+3%)	$792,426 (+46.65%) Land $401,841 Building $390,585
2022	$5,394.00 Homeowner's exemption	$380,537	$540,361 Land $212,682 Building $327,679

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14540 Topsail Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 521 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	601 units insured incl. 80 condo units
Nearby Flood Claims	15 (2017–2024)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 2 claims Hurricane Irma, Sep 2017 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14540 Topsail Dr is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 45% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Fiber · Cable in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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