14540 Ridgetop Ter, Austin, TX 78732 Property Records

Travis County property record for 14540 Ridgetop Ter, Austin, TX 78732

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,326 sqft · built 2004
Lot Size	0.397 acres (17,324 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,310 (2024)
Deeds & Mortgages	Jan 2021 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`0160500213`

Property Details

APN / Parcel Number

Primary APN	`0160500213`
Alternative APNs	`01605002130000` `700496`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,326 sqft Living Area
Gross Area	1,842 sqft
1st Floor Area	921 sqft
2nd Floor Area	1,405 sqft

Exterior

Year Built	Built 2004
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,324 sqft (0.397 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	45 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	700496
Old Parcel Number	01605002130000
Street Address	14540 RIDGETOP TER
City	AUSTIN
State	TX
Zip	78732-1036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 COMANCHE POINT 2
Legal Subdivision	COMANCHE POINT 2
Legal Lot Number	14
Jurisdiction	TRAVIS TX
Township / Civil Division	NORTHWEST TRAVIS
Census Block Group	2
Census Block	2015
Census Tract	35800

Owner

Source: Travis County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14540 RIDGETOP TER, AUSTIN, TX 78732-1036
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Dec 20, 2019	Deed of Trust, Mortgage UNITED HERITAGE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2004
Deed Sale	Sep 21, 2004
Deed Document Number	2004180604
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	14540 RIDGETOP TER, AUSTIN, TX 78732-1036
Transaction Type	Mortgage
Record Updated	Nov 11, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011981
Date	Jan 19, 2021
Instrument	2021011981

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	14540 RIDGETOP TER, AUSTIN, TX 78732-1036
Document Number	0000004580
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Feb 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	14540 RIDGETOP TER AUSTIN TX 787321036, AUSTIN, TX 78732-1036

Mortgage

Document Number	0000004580
Date	Jan 10, 2020
Instrument	4580

Lender

Name	UNITED HERITAGE CU
Type	Credit Union
Address	AUSTIN, TX 78758

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 9, 2050

Tax Assessment & Valuation

Source: Travis County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Austin City
County	Travis County
Unified School District	Leander Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$165,189 (-1.92%) Land $63,771 Building $101,418	$165,189 (-1.92%) Land $63,771 Building $101,418
2024	$1,310.00
2023		$168,424 Land $50,000 Building $118,424	$168,424 Land $50,000 Building $118,424

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	34 in force
Nearby Flood Claims	2 (2018)
Most Recent Claim	Oct 2018 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 74% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRAVIS COUNTY WCID 17 serves 45,165 people · EPA ID TX2270027
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Western Broadband.

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