1454 Westminster St, Saint Paul, MN 55130 Property Records

Ramsey County property record for 1454 Westminster St, Saint Paul, MN 55130

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 912 sqft · built 1980
Lot Size	0.119 acres (5,175 sqft)
Owner	Individual Name on Record
Tax Bill	$3,394 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-29-22-23-0188`

Property Details

APN / Parcel Number

Primary APN	`20-29-22-23-0188`
Alternative APNs	`8292677` `328664`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	912 sqft
Basement Area	400 sqft
Finished Basement	400 sqft
Game Room	Game Room

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1981
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	5,175 sqft (0.119 acres)
Lot Dimensions	115 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	328664
Street Address	1454 WESTMINSTER ST
City	SAINT PAUL
State	MN
Zip	55130-3105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MORTONS ADDITION WITH ALLEY ACCRUING AS VAC IN 260893; EX N ...4 & N 19.62 FT OF LOT 5 BLK 8
Legal Range	22
Legal Township	29
Legal Section	20
Legal Subdivision	MORTONS ADDITION
Legal Block	8
Legal Lot Number	5
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1006
Census Tract	30601

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1454 WESTMINSTER ST, SAINT PAUL, MN 55130-3105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUSTONE FIN'L FCU
Jun 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage TRUSTONE FIN'L FCU
May 2, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 26, 2018
Transfer Doc	0002613253
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1454 WESTMINSTER ST, SAINT PAUL, MN 55130-3105
Document Number	0002673751
Instrument Date	Aug 14, 2020
Transaction Type	Mortgage
Record Updated	Sep 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1454 WESTMINSTER ST ST PAUL MN 551303105, ST PAUL, MN 55130-3105

Mortgage

Document Number	0002673751
Date	Aug 31, 2020
Instrument	2673751

Lender

Name	TRUSTONE FIN'L FCU
Type	Credit Union
Address	PLYMOUTH, MN 55447

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 30, 2030

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1454 WESTMINSTER ST, SAINT PAUL, MN 55130-3105
Document Number	0002617251
Instrument Date	Jun 8, 2018
Transaction Type	Mortgage
Record Updated	Jul 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1454 WESTMINSTER ST ST PAUL MN 551303105, ST PAUL, MN 55130-3105

Mortgage

Document Number	0002617251
Date	Jun 27, 2018
Instrument	2617251

Lender

Name	TRUSTONE FIN'L FCU
Type	Credit Union
Address	PLYMOUTH, MN 55447

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 26, 2028

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	May 2, 2018
Property Address	1454 WESTMINSTER ST, SAINT PAUL, MN 55130-3105
Document Number	0002613253
Instrument Date	Apr 26, 2018
Instrument	2613253
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1415 WESTMINSTER ST ST PAUL MN 55130, ST PAUL, MN 55130

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$225,100 (+13.86%) Land $25,000 Building $200,100	$225,100 (+13.86%) Land $25,000 Building $200,100
2025	$3,394.00 (+17.2%)
2023	$2,896.00 Homeowner's exemption	$197,700 Land $20,000 Building $177,700	$197,700 Land $20,000 Building $177,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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