1454 Vanessa Cir, Encinitas, CA 92024 Property Records

San Diego County property record for 1454 Vanessa Cir, Encinitas, CA 92024 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,155 sqft · built 1981
Lot Size	0.277 acres (12,069 sqft)
Owner	Company Name on File
Last Sale	$275,000 (Apr 1995)
Tax Bill	$8,215 (2025)
Deeds & Mortgages	Feb 2026 Reverse Mortgage Mar 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`257-330-24-00`

Property Details

APN / Parcel Number

Primary APN	`257-330-24-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,155 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tile
Lot Area	12,069 sqft (0.277 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1454 VANESSA CIR
City	ENCINITAS
State	CA
Zip	92024-2440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24 TR 009232
Legal Subdivision	ENCINITAS ESTATES
Legal Tract	009232
Legal Block	1
Legal Lot Number	24
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	17108

Owner

Source: San Diego County records · APN 257-330-24-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1454 VANESSA CIR, ENCINITAS, CA 92024-2440
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Deed of Trust, Mortgage · Reverse Mortgage SMARTFI HOME LOANS LLC
Mar 07, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 17, 1995 · Amount on Record
Deed Sale	Apr 17, 1995 · Amount on Record
Prior Sale	Sep 08, 1988 · Amount on Record
Deed Document Number	1995159019
Last Transfer Date	Mar 18, 2015
Transfer Doc	0000476687
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1454 VANESSA CIR, ENCINITAS, CA 92024-2440
Transaction Type	Mortgage
Record Updated	Mar 04, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1454 VANESSA CIR, ENCINITAS, CA 92024-2440

Mortgage

Document Number	0000050285
Date	Feb 24, 2026
Instrument	2026-0050285

Lender

Name	SMARTFI HOME LOANS LLC
Type	Mortgage Company
Address	SAN DIEGO, CA 92122

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1454 VANESSA CIR, ENCINITAS, CA 92024-2440
Transaction Type	Mortgage
Record Updated	Mar 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1454 VANESSA CIR, ENCINITAS, CA 92024-2440

Mortgage

Document Number	0000057301
Date	Mar 07, 2024
Instrument	2024-0057301

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2054

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$722,864 (+2%) Land $363,400 Building $359,464
2025	$8,215.00 (+7.36%) Homeowner's exemption	$708,691 (+4.04%) Land $356,275 Building $352,416
2023	$7,652.00 (+2.49%) Homeowner's exemption	$681,174 Land $342,442 Building $338,732
2022	$7,466.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 484 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Ting Fiber	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 35
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Cox Communications, Spectrum, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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