1454 Stephens Ave, Flint, MI 48507 Property Records

Genesee County property record for 1454 Stephens Ave, Flint, MI 48507

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,368 sqft · built 1950
Lot Size	0.667 acres (29,055 sqft)
Owner	Individual Name on Record
Last Sale	$163,900 (Nov 2025)
Tax Bill	$2,884 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Nov 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-25-300-032`

Property Details

APN / Parcel Number

Primary APN	`07-25-300-032`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,368 sqft Living Area
1st Floor Area	1,368 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Foundation Type	Raised
Lot Area	29,055 sqft (0.667 acres)
Lot Dimensions	440 ft deep x 66 ft wide
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1454 STEPHENS AVE
City	FLINT
State	MI
Zip	48507-3249
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 4 RDS OF E 36 RDS OF NW 1/4 OF SW 1/4 EXCEPT N 53 1/3 RDS SEC 25 T7N R6E
Legal Range	06E
Legal Township	07N
Legal Section	25
Jurisdiction	GENESEE MI
Township / Civil Division	FLINT
Census Block Group	3
Census Block	3014
Census Tract	11010

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15181 CHARLUENE DR, FENTON, MI 48430-1403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2024	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF MICHIGAN CU
Nov 10, 2025	Warranty Deed, Transfer · Conventional Mortgage LEND A LOAN LLC
Mar 22, 2018	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Oct 21, 2020	Warranty Deed, Transfer LIBERTY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2025 · Amount on Record
Deed Sale	Nov 10, 2025 · Amount on Record
Prior Sale	Oct 21, 2020 · Amount on Record
Deed Document Number	202521473
Prior Transfer Date	May 14, 2010
Prior Transfer Doc	0000048666
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	1454 STEPHENS AVE, FLINT, MI 48507-3249
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1454 STEPHENS AVE, FLINT, MI 48507-3249

Mortgage

Document Number	0000028338
Date	Apr 24, 2024
Instrument	202404240028338

Lender

Name	UNIVERSITY OF MICHIGAN CU
Type	Credit Union
Address	ANN ARBOR, MI 48104

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Nov 10, 2025
Property Address	1454 STEPHENS AVE, FLINT, MI 48507-3249
Document Number	0000021473
Instrument Date	Nov 4, 2025
Instrument	202511100021473
Transaction Type	Transfer
Record Updated	Dec 10, 2025
Title Company	TRANSNATION TITLE INSURANCE COMPANY, TRANSNATION TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,230.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1454 STEPHENS AVE, FLINT, MI 48507-3249

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15181 CHARLUENE DR, FENTON, MI 48430-1403

Mortgage

Document Number	0000022016
Date	Nov 10, 2025
Instrument	202511130022016

Lender

Name	LEND A LOAN LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	1454 STEPHENS AVE, FLINT, MI 48507-3249
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015197
Date	Mar 22, 2018
Instrument	201803220015197

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 9, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Oct 21, 2020
Property Address	1454 STEPHENS AVE, FLINT, MI 48507-3249
Document Number	202010210072106
Instrument Date	Oct 13, 2020
Instrument	202010210072106
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Tax	$1,032.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1454 STEPHENS AVE, 1454, FLINT, MI 48507-3249

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3181 OLEARY RD, FLINT, MI 48504-1765

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Flint Charter Township
Unified School District	Carman-Ainsworth Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,700 (+1.7%) Land $5,500 Building $48,200	$107,400 (+1.7%) Land $11,000 Building $96,400
2025	$2,884.00 (-2.6%)	$52,800 (+12.58%)	$105,600 (+12.58%)
2024	$2,961.00 (+43.67%)
2023		$46,900	$93,800
2021	$2,061.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2008–2012)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2012 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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